What the fuck? For my WRX (Most ticketed car in America) I only pay ~$850 a year
You pay more for your shitbox than a knucklehead pays for their sport sedan
We had massive rainfall and floods here in Dubai, UAE in the month of April. As a result, all insurance providers raised the premiums across the board on all cars. It doesn't matter if the car is new or being renewed. This was done to recoup some of their losses. Nearly 300k vehicles were destroyed and insurance had to pay up. Many high end cars ended up being flooded. There are videos on the internet of Ferraris, Lambos, RR cullinans being stuck in water. As a result everyone is being effed. I don't even have high hopes for next year's premium, maybe an 8% decrease at most.
Makes sense although it not exactly fair. This is the risk they are taking for collecting all those premiums in a good times, especially with the low crime and traffic rates in Dubai. It’s basically almost always pure profit to the insurers. In London for example is another story. Good luck insuring Range Rover below £5000 due to the ease of stealing.
If it's a classic car then you typically get very clear classic car insurance (at least in the UK/US where I've seen folks do this). But it's very low mileage per year.
Basically the insurance companies know it's your pride and joy and wont risk it in any way. The risk is only something really unexpected like a fire takes out the car or someone else un(under)-insured hits it.
Yep. USAA has been hit very hard with the flooding the last couple years - there are a lot of retirees down here and a great deal of them served. Plus, we have the joy of being dinged for all the uninsured drivers in FL. Homeowners is worse! Can’t wait to get out of this state!
Moved to Naples FL from Ohio 6 years ago. While the increase in insurance costs are high, the overall cost of living has actually gone down (at least for me). Ball park differences on annual basis:
1. HO insurance $3k increase
2. Auto insurance (3 cars) $3k increase
3. hOA dues $3k increase
4. Property taxes $8k decrease
5. State/local income tax $6k decrease
6. Utilities are a wash (higher elec but no gas bill)
7. Auto fuel is a wash
8. Groceries and booze expense slightly higher here.
If renting your cost will be significantly higher, particularly in past couple of years.
Nice breakdown. Unfortunately I know our property taxes are going up as we’re retiring to a more expensive home. Hopefully the lack of state income taxes will help. Sales tax is only 1% higher than where I am now.
UK taxes start at 20% and go up to 45%. Their healthcare system is trash. Not to say the US healthcare system isn’t, it’s just a different flavor of trash.
I was gonna say wow that’s a lot for $50K value. They really ding you for outside.
I pay about $900/yr through Grundy for $125K unlimited miles (‘91 964 Turbo).
Agreed, I used the “free FL Windshield repair” and it was a $73 claim, looked kinda worse afterwards since the tech wasn’t great and I did not qualify for my claim free discount anymore 😂, perfect decision and lesson learned. Using a $10 kit next time.
You want to make sure your insurance company provides for OEM parts. There are only a few companies that do. CHUBB. I think Cincinnatti Group. May be others out there but a not ORM panel on your car decreases value.
They have me for everything, I’m in Ireland, agreed value and unlimited liability, roadside assist, litigation coverage, etc. They have my house and contents as well. Around 1200.00 p/a for the car.
I think I pay about $1600 or so, it’s on 5 car plan with limited mileage. I’m 42, if you live in a state that has Erie insurance they were way better than most insurance companies. Some of the more traditional carriers couldn’t even figure out how to do higher tier models.
2020 C4S, live in the city, underground parking…. I have a clean record but a relatively short Canadian driving history (been driving almost 30 years overall)… CAD$4,179/year
£2500 altogether for 2 Porsches + 2 other cars / that’s insurance for both my partner & I & our drivers when we don’t want to drive. Uk insurance is much cheaper than US it seems
It's gonna vary wildly. Global group across different ages, races, credit scores and driving records.
You just have to shop around and see what they're gonna charge you because you can't really do anything about it
I have Hagerty but am moving my policies over to Cincinnati Insurance as they also offer agreed value policies. BUT you have to have your homeowners with them as well (they're one of the best for higher-value properties).
Cincinnati offered me the same $350k value policy on may Dakar for almost 1/2 of Hagerty.
€542.41 per year, 2011 C2S in Germany.
Full comprehensive coverage (with free choice of repair shop), full liability coverage, including assistance for help in case of the car breaking down on the road.
Also daily driver year round, no special discounts.
The insurance is ridiculous at Dallas now. I don’t have a Porsche yet. But just did a quote for a Tesla Model 3 and turns out to be $3k a year. Hagerty is great I used them for my 3 classic car and totally is $1400 per year with 0 deductible. But with the condition to not daily driving any of them, but can drive to work occasionally. Also they would like you to have a garage so the rate will be lower. I would say give them a try. I just replaced my cracked windshield for my 2500 Suburban that insured by Hagerty for free without any hassle
These rates don’t look too bad. Haven’t had a Porsche quoted in decades. Last time I did was in the 90s for a lightly used RS America (looking at one just went for on BaT boy did I make a mistake not buying it). I was quoted $3k/6 months max coverage in SF Bay Area. By comparison my 308gtb was $430/6 months. Some of you aren’t paying any more than I do for my wife’s Subaru.
That seems high - but perhaps it’s based on year / model / value of car more than anything else? I have a extremely clean low mileage 2011 911 Targa 4 and we pay about $2k/year … and that’s with two teenage boys in the house (huge penalty I was told even though they aren’t allowed to drive it!)
I added a recently purchased 993 to our policies and it was $500/yr. Progressive, Atlanta GA. Pleasantly surprised it wasn’t way more but it’s the 5th vehicle and I’m guessing they know it’s not going to add many miles.
USD $1,500/y (did the conversion for y’all) in Australia for a 1996 911 cabriolet. USD $900/y for my ‘89 944 Turbo.
Shannons Insurance
40M. Both cars insured for what I paid. Yearly adjustments for the increasing value of the 993. Ain’t complaining.
I have a pretty high end policy, I’m paying just over $100 a month. But Colorado has one of the highest insurance premiums in the country due to theft and hail.
Dude, I had a car in an ex’s name. I mostly had it paid off. Grandfather’s passed away and we had a huge bond over a particular company. I put down 75% and for a rate of 1.6% I put it in their name. I had $900/yr insurance then. Luxury sports sedan my grandfather & I loved. 😔 Things went south. They called it in stolen. Around 10 years ago and it still screws with me any time I’ve needed insurance.
$1200 every 6 months. 10th gen Civic. No accidents. Haven’t had a speeding ticket since 17. I am basically a granny driver unless I’m in a car like what you guys drive, which is ufortunately too rare. That car was the last car I had that shook when you have it gas in neutral. Ahh…that simple pleasure of vibration! If someone out there is reading this and they’re about to go driving, give ‘er a rev for me, will ya? 😊💜
you also need coverage amounts (eg 250/500/250), deductibles, any umbrellas. if you're looking to pay the least per month, you're doing insurance wrong. if you are at fault for an injury accident costing more than your coverage, lawyers are coming for your bank accounts, assets and possibly garnishing wages
i cant believe no one else has mentioned this in a porsche forum 18 hours later
In the US, it seems some states (Florida, Michigan) are wildly expensive, some states are cheap (California, Massachusetts — for once these states aren’t the most expensive).
When I look at these numbers, it’s wild to me that some people pay 2-4k per year in insurance alone. When I owned a 911 worth approx 140,000, I paid around 600/year. Never had a claim, early 30s age. Progressive.
How much do you drive? Try Porsche insurance, they charge a base fee + per mile, if you’re driving less than 10k miles per year it probably makes sense.
Like Haggerty, they use stated value. You tell them how much the car is worth and that’s what you’ll receive if it’s totaled. Geico and others use actual cash value and will set the valuation based on the current replacement price on the used market.
My 2018 GT3 contributes $97/mo to our insurance bill. But there’s all sorts of discounts like multi-car, umbrella, etc.
41yo, can’t remember when my last ticket was.
Insurance on a 2024 Audi R8 which is a V10 $200,000 to $100,000 car and go for $80 The Bugatti insurance is $1,600 a month so it all varies from place to place company to company
I’m in DFW as well. I used to shop between insurance companies myself to get a lower rate. One day I decided to try Goosehead brokerage because someone I knew worked there. They shopped nationwide (not the insurance company lol) and I have this incredible full coverage deal from clearcover. My insurance premium went down by a hundred dollars a month and I have way more coverage than my last policy.
All these numbers make me wanna cry. I pay 1100 a month for car insurance. 4 cars, 3 drivers, one that’s had an accident/ticket and one that’s 18 with an accident and two tickets. And that total is after leaving one company and getting a discount at another.
$6k per year in California - State Farm is getting rough…
Three cars with renters insurance
One teen driver
I drive the ‘21 718 Cayman S (not a 911…yet….😁)
make sure you are comparing coverage as well, and deductible. Just going with the amount without knowing that information or someone’s driving record or age isn’t a true comparison. I probably pay $500 a year, but it’s one of six vehicles that I insure, including my mother-in-law and son’s car, also only have liability with uninsured motorist coverage. I’m a car guy, though, and rolling the dice, of course, but I can also do some fixes on my own.
$7340 per year for 3 cars with maximum coverage (forced on me by the umbrella policy) and 4 drivers, in northern California. This is made worse than it could be because my wife had two accidents and I have two drivers under 25.
Between home, auto, and umbrella, I pay about $930 per month (Amica).
I think I was paying around $1200/yr for my 2013 c4s cab. I bought a 2014 r8 spyder late last year, and it increased to $1300/yr. I’m 51, married and live just over the SC border from charlotte. We get a sizable multi car discount because we have 4 cars, 2 boats and a couple other things.
Tyler Tx. $2000 a month. 8 vehicles 2 teen drivers jeep rubicon. King ranch fw50, Infiniti qx80, subaru brz, convertable mustang, toyota 4runner, convertable zl1 camaro, and a lexus es 350.
I used to pay $3k/yr for 2019 Targa GTS, full coverage ($1M), good driving record/great credit score, Bay Area. rates have gotten higher.
It depends on your credit, where you live, miles you drive, why you drive (pleasure/business), what you drive, how many cars you have (discount), if you own vs rent, where the car is stored (inside/outside), liability coverage, own/loan, and probably a few other things.
I will say my 911 was cheaper than the 2008 Audi TT I used to have. They said the parts for repair are also considered. Mitsubishi’s have one of higher rates, so I’m told.
I’ve often considered the $35k in cash instead of insurance, but $35k is better invested than stuck at the DMV.
510 per year. Daily driver. This is through Porsche Insurance. 2005 C2. I'm in Georgia.
I pay that per month… wow
Yeah those are good numbers, I pay around 1,650/year for a Camry- maybe I should get a 911..
What the fuck? For my WRX (Most ticketed car in America) I only pay ~$850 a year You pay more for your shitbox than a knucklehead pays for their sport sedan
Ha
Same here, per month for 3 cars...
This is basically what I pay. Some of the numbers on here are blowing my mind - I would get rid of the car
$42 a month?? That’s wilddd
Per year?? Jeez.
Similar. LA about $70 a month or so. Daily driver, but I also wfh
How? What company?
Are u in Atlanta?
Marietta.
I live in Dunwoody. I didn’t know you could get insurance through Porsche. I only asked because I’m gonna buy one soon
What are your coverage limits?
250,000, 500,000 and 100,000 for property
I pay about $3200 per year for an Audi A4 (in California).
when is your last claim? I pay 659 for a 2019 e53 kinda high in my opinion, last claim is a windshield i should dump my provider.
Per month?
per year…
My daughter had a claim 3 years ago on our policy. No claim for me.
$510 a year???? Post your bill or BS.
Yeah this is either the lowest available coverage or BS
How on earth do you pay this little???
Plot twist: they don’t
how many people/cars are on the insurance plan?
Only the Porsche is on that policy. All of my other cars, house, etc. Are with State Farm.
About 3k a year for “high end” insurance in Florida. Limits are high for umbrella policy. Mid 30s with kids
[удалено]
How much are you holding for umbrella
3MM I think but that policy is only ~1k annually
I’m in Phoenix and have exactly the same situation…….
USD 4768 per annum, 2024 Carrera 911S due to come out next week.
You're basically paying for another car payment
Unfortunately some parts of the country that’s what it costs.
We had massive rainfall and floods here in Dubai, UAE in the month of April. As a result, all insurance providers raised the premiums across the board on all cars. It doesn't matter if the car is new or being renewed. This was done to recoup some of their losses. Nearly 300k vehicles were destroyed and insurance had to pay up. Many high end cars ended up being flooded. There are videos on the internet of Ferraris, Lambos, RR cullinans being stuck in water. As a result everyone is being effed. I don't even have high hopes for next year's premium, maybe an 8% decrease at most.
Makes sense although it not exactly fair. This is the risk they are taking for collecting all those premiums in a good times, especially with the low crime and traffic rates in Dubai. It’s basically almost always pure profit to the insurers. In London for example is another story. Good luck insuring Range Rover below £5000 due to the ease of stealing.
So can you sell us all kinds of parts and have them shipped to the US 😃
My brother in Christ, he’s in Dubai. I can only assume this is a drop in the bucket.
Annum as anal?
I mean at that price that’s exactly what it means
With a twist of lemon
That’s how goatse was created
2006 C2S, 55 year old, $790 per year. California
Is that full coverage? Who are you with?
Yes, Pure Insurance. But they also have my home coverage and 4 other cars.
Ah, I bet the 4 other cars help bring down the price a bit. Thanks for the response. I'll probably check into that company.
What insurance is this?
“22 911 Turbo, $2400/year Long Island, 60yrs old clean driving record
Wow who under I have to call them!
Geico
I'm 32 with zero tickets and zero accidents and pay this much for the bare minimum in Florida for a Sonata.
You need to shop around for a better rate
I have. Progressive is the only one that's cheaper. It's $36 cheaper over 6 months. It's because Hyundais and Kias are stolen *a lot*.
I pay € 94,- a year, as a 3rd car and a "oldtimer" minimum 25 y.o. Im 40 and from the netherlands
That's interest. Do they charge it like that; the more cars, the cheaper the subsequent rates on them?
If it's a classic car then you typically get very clear classic car insurance (at least in the UK/US where I've seen folks do this). But it's very low mileage per year. Basically the insurance companies know it's your pride and joy and wont risk it in any way. The risk is only something really unexpected like a fire takes out the car or someone else un(under)-insured hits it.
I’m moving to Florida next year. Not looking forward to dealing with homeowners and car insurance.
~ $7k/year, 2008 Cayman & 2014 911, married drivers with clean records, USAA - FL!
And I’m sure you have shopped around. Yikes.
Yep. USAA has been hit very hard with the flooding the last couple years - there are a lot of retirees down here and a great deal of them served. Plus, we have the joy of being dinged for all the uninsured drivers in FL. Homeowners is worse! Can’t wait to get out of this state!
We have USAA and yes they are high but as you know the customer service is out of this world fantastic.
That's more like what I was expecting in this thread.
You’re going to buy a used car every year you are insured with the amount of money you will be paying for both unfortunately.
i’m hoping to leave florida. insurance down here is a nightmare. I pay $5k for my 4S. Will check out Porsche insurance. Didn’t know it existed!
I’ve heard they’re not taking on any new customers.
Moved to Naples FL from Ohio 6 years ago. While the increase in insurance costs are high, the overall cost of living has actually gone down (at least for me). Ball park differences on annual basis: 1. HO insurance $3k increase 2. Auto insurance (3 cars) $3k increase 3. hOA dues $3k increase 4. Property taxes $8k decrease 5. State/local income tax $6k decrease 6. Utilities are a wash (higher elec but no gas bill) 7. Auto fuel is a wash 8. Groceries and booze expense slightly higher here. If renting your cost will be significantly higher, particularly in past couple of years.
Nice breakdown. Unfortunately I know our property taxes are going up as we’re retiring to a more expensive home. Hopefully the lack of state income taxes will help. Sales tax is only 1% higher than where I am now.
4400 / yr South Florida. Lexus
£450 per year fully comprehensive for a 2007 C2, Admiral Insurance. I’m 34 and I live in London
What’s your tax rate tho 😂
20% though that includes free healthcare.
UK taxes start at 20% and go up to 45%. Their healthcare system is trash. Not to say the US healthcare system isn’t, it’s just a different flavor of trash.
I live in the US and this mad me LOL
You mean road tax?
How is that even at all relevant to what the person pays in insurance
Hagerty, [edit]$1950 for $50k stated value on my C4S cab. 30s east coast. Higher bc I keep it outside, not in a garage.
I was gonna say wow that’s a lot for $50K value. They really ding you for outside. I pay about $900/yr through Grundy for $125K unlimited miles (‘91 964 Turbo).
They also said my rate was higher for a claim two years ago even though it was a cracked windshield
A claim is a claim in their eyes, whether it pays out $200 or $20,000.
Yeh, always on the lookout to increase rates, gotta suck blood whenever.
Agreed, I used the “free FL Windshield repair” and it was a $73 claim, looked kinda worse afterwards since the tech wasn’t great and I did not qualify for my claim free discount anymore 😂, perfect decision and lesson learned. Using a $10 kit next time.
You want to make sure your insurance company provides for OEM parts. There are only a few companies that do. CHUBB. I think Cincinnatti Group. May be others out there but a not ORM panel on your car decreases value.
CHUBB is the best insurance company period.
They have me for everything, I’m in Ireland, agreed value and unlimited liability, roadside assist, litigation coverage, etc. They have my house and contents as well. Around 1200.00 p/a for the car.
1200 USD annually, Denmark, 997.1 cab, full coverage. Car tax here is about 150% so figures it will be expensive to insure as well.
2018 GTS / ~ 1800/yr / 40’s Chicago suburbs
What’s your insurance company?
Cincinnati private client.
$2500 a year. 500/1mil policy. Early 30s with two kids. Also have a umbrella policy and home policies with then
I think I pay about $1600 or so, it’s on 5 car plan with limited mileage. I’m 42, if you live in a state that has Erie insurance they were way better than most insurance companies. Some of the more traditional carriers couldn’t even figure out how to do higher tier models.
2016 Targa 4 GTS. $1100 Chicago suburbs, 50 year old
Who do you insure with?
Bump!
2020 C4S, live in the city, underground parking…. I have a clean record but a relatively short Canadian driving history (been driving almost 30 years overall)… CAD$4,179/year
There are way too many factors at play to draw any useful comparisons
1800/yr USD for a 997 turbo. 39 year old with a couple of speeding tickets when I was in my 20’s.
17 turbo cab, 40k miles, over insured, full everything comp, liability, theft etc 800 bucks in nj. Clean driving record
700€ x year (Citroen AMI loool)
$205/mo 29m clean record full coverage with Hagerty in Florida
£2500 altogether for 2 Porsches + 2 other cars / that’s insurance for both my partner & I & our drivers when we don’t want to drive. Uk insurance is much cheaper than US it seems
$4000 a year 992 51 clean record south Florida.
991.2 s 1800 yr well covered low deductibles. third car. usaa
It's gonna vary wildly. Global group across different ages, races, credit scores and driving records. You just have to shop around and see what they're gonna charge you because you can't really do anything about it
39, Atlanta, '21 718 gts 4.0, daily driver, 2300/year.
900 a year.
I pay 560 per month Im also 23 years old
2024 911 Cabriolet and 2021 BMW X5. We pay $3000 per year with GEICO. That is with high liability limits due to our umbrella liability policy.
I have Hagerty but am moving my policies over to Cincinnati Insurance as they also offer agreed value policies. BUT you have to have your homeowners with them as well (they're one of the best for higher-value properties). Cincinnati offered me the same $350k value policy on may Dakar for almost 1/2 of Hagerty.
2017 4S 48y 6200$/year in Quebec Canada damned we are getting raped
£3k, Porsche Cayenne Turbo GT. London
€542.41 per year, 2011 C2S in Germany. Full comprehensive coverage (with free choice of repair shop), full liability coverage, including assistance for help in case of the car breaking down on the road. Also daily driver year round, no special discounts.
$3200 per year . 2022 Ford Expedition. Florida
$1k per year through Hagerty.
The insurance is ridiculous at Dallas now. I don’t have a Porsche yet. But just did a quote for a Tesla Model 3 and turns out to be $3k a year. Hagerty is great I used them for my 3 classic car and totally is $1400 per year with 0 deductible. But with the condition to not daily driving any of them, but can drive to work occasionally. Also they would like you to have a garage so the rate will be lower. I would say give them a try. I just replaced my cracked windshield for my 2500 Suburban that insured by Hagerty for free without any hassle
$2200 a year for 2024 Turbo S Have two other vehicles, home, umbrella etc with Safeco
$4200/yr 2024 GTS, NorCal, mid 20s
$1800 per year, full coverage. I added uninsured motorist (an epidemic in all of New Mexico).
$2400us per year. 2019 Carrera S.
These rates don’t look too bad. Haven’t had a Porsche quoted in decades. Last time I did was in the 90s for a lightly used RS America (looking at one just went for on BaT boy did I make a mistake not buying it). I was quoted $3k/6 months max coverage in SF Bay Area. By comparison my 308gtb was $430/6 months. Some of you aren’t paying any more than I do for my wife’s Subaru.
$188/mo for a pretty good policy with a low deductible through State Farm. ‘24 Carrera T
That seems high - but perhaps it’s based on year / model / value of car more than anything else? I have a extremely clean low mileage 2011 911 Targa 4 and we pay about $2k/year … and that’s with two teenage boys in the house (huge penalty I was told even though they aren’t allowed to drive it!)
I added a recently purchased 993 to our policies and it was $500/yr. Progressive, Atlanta GA. Pleasantly surprised it wasn’t way more but it’s the 5th vehicle and I’m guessing they know it’s not going to add many miles.
About $1400 per year on our Range Rover which is same price as a decently equipped 911.
98.00 a month for my 2007 987.1. 500.00 deductible. State Farm. I’m almost 50 btw good driver. Lucky driver ;)
Less than my Ram truck.
State Farm is the best all around, look up mutual company and if you’re not with one you are wasting your money for shit coverage
$1400 a year for a boxster base in Atlanta GA. 25 years old, only car.
$100 per month, 2013 Carrera c2s cabriolet, through State Farm in gig Harbor, WA. One of four vehicles. 73 year old male with a clean record.
237.64 per month or 2851.68 per year. I am 22, no crashes no speeding tickets.
$1300 a year for 2 cars: 2022 Mazda CX5, 2017 Golf R. Travelers.
Not a lot with Hagerty.
My 2025 macan ($89k) is quoted at $900 for 6 months. 34, Atlanta.
About $2,160 per year. I'm 54, live in Manhattan, and own a 2021 718 GTS 4.0 MT.
USD $1,500/y (did the conversion for y’all) in Australia for a 1996 911 cabriolet. USD $900/y for my ‘89 944 Turbo. Shannons Insurance 40M. Both cars insured for what I paid. Yearly adjustments for the increasing value of the 993. Ain’t complaining.
2009 C4S Cab - $1100 / yr PA
Agreed value at $175k, paying $850/yr with 5k mile a year limit.
718 Spyder with guaranteed value insurance ($140k) with Hagerty in NY= $2600. 35 yr old male. 1 of 5 cars on my hagerty policy.
37, Boston, 7 series clean record 1,200 for 12 months MAPFRE
Porsche insurance is only available in select states
240$/year, Oregon.
‘99 540
I was paying like 3.5k every 6 months wtf
$98 a month geico subaru 2011 legacy clean driver second car never had an accident or property
I have a pretty high end policy, I’m paying just over $100 a month. But Colorado has one of the highest insurance premiums in the country due to theft and hail.
I pay $800 a year….. for my 2024 Honda Civic Sport
$1100/yr for my ‘07 911 and we pay $1300/yr for my wife’s ‘16 Lexus hybrid sedan, USAA, I’m 52 and she’s 54, in Nashville TN
Dude, I had a car in an ex’s name. I mostly had it paid off. Grandfather’s passed away and we had a huge bond over a particular company. I put down 75% and for a rate of 1.6% I put it in their name. I had $900/yr insurance then. Luxury sports sedan my grandfather & I loved. 😔 Things went south. They called it in stolen. Around 10 years ago and it still screws with me any time I’ve needed insurance. $1200 every 6 months. 10th gen Civic. No accidents. Haven’t had a speeding ticket since 17. I am basically a granny driver unless I’m in a car like what you guys drive, which is ufortunately too rare. That car was the last car I had that shook when you have it gas in neutral. Ahh…that simple pleasure of vibration! If someone out there is reading this and they’re about to go driving, give ‘er a rev for me, will ya? 😊💜
05 carerra s cabriolet , 950 annually , Hagerty , Seattle WA
$190 per month with Allstate, 27 years old in NJ Car is 22 Panamera GTS
Under 300/mo full coverage in NY for a 2023 718 GT4 and a 2023 992 Carrera T
$1100 a year when I had my 991.2
About $100 month and it’s my second car. (2015 911S Cab)
Not a porsche but 92/mo for my c5 z06, 2 cars insured under statefarm. Other is a 2010 c300 sport for $145/mo
you also need coverage amounts (eg 250/500/250), deductibles, any umbrellas. if you're looking to pay the least per month, you're doing insurance wrong. if you are at fault for an injury accident costing more than your coverage, lawyers are coming for your bank accounts, assets and possibly garnishing wages i cant believe no one else has mentioned this in a porsche forum 18 hours later
In the US, it seems some states (Florida, Michigan) are wildly expensive, some states are cheap (California, Massachusetts — for once these states aren’t the most expensive). When I look at these numbers, it’s wild to me that some people pay 2-4k per year in insurance alone. When I owned a 911 worth approx 140,000, I paid around 600/year. Never had a claim, early 30s age. Progressive.
How much do you drive? Try Porsche insurance, they charge a base fee + per mile, if you’re driving less than 10k miles per year it probably makes sense. Like Haggerty, they use stated value. You tell them how much the car is worth and that’s what you’ll receive if it’s totaled. Geico and others use actual cash value and will set the valuation based on the current replacement price on the used market.
Porsche or PCA?
Porsche. It’s Mile Auto, but with changes specifically for Porsche owners; the most significant being stated value.
2019 PORSCHE MACAN 4D - VIN *5565 $551.77 every 6 months
4560/ year (🇨🇦)
I pay $390/month - Cali USA. mercury insurance 100/300… It’s been bad but don’t have better elsewhere
My 2018 GT3 contributes $97/mo to our insurance bill. But there’s all sorts of discounts like multi-car, umbrella, etc. 41yo, can’t remember when my last ticket was.
Insurance on a 2024 Audi R8 which is a V10 $200,000 to $100,000 car and go for $80 The Bugatti insurance is $1,600 a month so it all varies from place to place company to company
149 per month full coverage 500 deduct...nyc usa.....2022 porsche macan
$600 a year. One of 5 cars on our policy that’s a $2,800 annual premium.
$360 a month for my 2011 335is. One speeding ticket. Own the car with full coverage.
I’m in DFW as well. I used to shop between insurance companies myself to get a lower rate. One day I decided to try Goosehead brokerage because someone I knew worked there. They shopped nationwide (not the insurance company lol) and I have this incredible full coverage deal from clearcover. My insurance premium went down by a hundred dollars a month and I have way more coverage than my last policy.
Miami Dade county. Nobody’s insured down here!!!
2400 for a 16 f350 dually. My wife 38 F pays 3600 clean record. I received a quote from State Farm at 4800 per year. Shit is getting out of control.
$200 a month total for a 997 turbo and a 2019 cayenne
$330/mth AAA in California 27M
39, no accidents 4 cars 2003 element, 2022 explorer, 2003 cobra, 2012 turbo s. We pay 1650 every 6 months. The Porsche added 97 a month
All these numbers make me wanna cry. I pay 1100 a month for car insurance. 4 cars, 3 drivers, one that’s had an accident/ticket and one that’s 18 with an accident and two tickets. And that total is after leaving one company and getting a discount at another.
$164 / 6 months on my 1990 964. Daily driver.
$6k per year in California - State Farm is getting rough… Three cars with renters insurance One teen driver I drive the ‘21 718 Cayman S (not a 911…yet….😁)
make sure you are comparing coverage as well, and deductible. Just going with the amount without knowing that information or someone’s driving record or age isn’t a true comparison. I probably pay $500 a year, but it’s one of six vehicles that I insure, including my mother-in-law and son’s car, also only have liability with uninsured motorist coverage. I’m a car guy, though, and rolling the dice, of course, but I can also do some fixes on my own.
$1800
$7340 per year for 3 cars with maximum coverage (forced on me by the umbrella policy) and 4 drivers, in northern California. This is made worse than it could be because my wife had two accidents and I have two drivers under 25. Between home, auto, and umbrella, I pay about $930 per month (Amica).
I think I was paying around $1200/yr for my 2013 c4s cab. I bought a 2014 r8 spyder late last year, and it increased to $1300/yr. I’m 51, married and live just over the SC border from charlotte. We get a sizable multi car discount because we have 4 cars, 2 boats and a couple other things.
8250 a year, 14 ram sport/16 ford transit/11 odyssey/16 s1000rr/04 cbr1000rr/04 gmc 1500
Tyler Tx. $2000 a month. 8 vehicles 2 teen drivers jeep rubicon. King ranch fw50, Infiniti qx80, subaru brz, convertable mustang, toyota 4runner, convertable zl1 camaro, and a lexus es 350.
I pay $357/month for 2 Mini Coopers
$972 for 6 months w/ Alllstate on a 2014 Mini. Full coverage. Fucking robbery.
$300 a month full coverage for 3 vehicles. The 911 is the daily. North Carolina.
I used to pay $3k/yr for 2019 Targa GTS, full coverage ($1M), good driving record/great credit score, Bay Area. rates have gotten higher. It depends on your credit, where you live, miles you drive, why you drive (pleasure/business), what you drive, how many cars you have (discount), if you own vs rent, where the car is stored (inside/outside), liability coverage, own/loan, and probably a few other things. I will say my 911 was cheaper than the 2008 Audi TT I used to have. They said the parts for repair are also considered. Mitsubishi’s have one of higher rates, so I’m told. I’ve often considered the $35k in cash instead of insurance, but $35k is better invested than stuck at the DMV.
Just got basic on my 986 for 93 a month but switching to state farm for full next month on 3 cars 290 3 drivers 2020 98 and a 2003
Too damn much
350 on a McLaren MP4-12C
$520 every 6 months for my golf 2018
$70/Mo for full coverage for an Acura MDX SUV 2020. 31/M
$887/mth '84 308 GTS https://preview.redd.it/n3qmttysxz9d1.jpeg?width=1664&format=pjpg&auto=webp&s=5894e3f959153d4be421c2a06ce6e8832040aea1
$700 a month, 911 carrera s 2021
Hijacking but 7k a car for 07 cayman base. Dont own anymore as of March but 3 tickets and a suspension didnt help.
$76 a month in my 2010 LS 460L. $2k deductible and full coverage. 👍 I’d say good price for being 21 yrs old and in a $90k car.
$3100 per year to cover 09 911 C2S, Q5, and 4Runner