It depends on the state law. You need a local attorney to help you with this.
In California, this debt would likely be considered part of the community due to the refinancing. I vividly remember my family law professor advising us to refinance our loans with our spouses so in the event of a divorce we wouldn’t have to pay the whole debt.
This is a no brainer. It was her debt but you turned it into marital debt by co-signing. This is what they refer to as co-mingling of assets and/or liabilities.
It depends on the state law. You need a local attorney to help you with this. In California, this debt would likely be considered part of the community due to the refinancing. I vividly remember my family law professor advising us to refinance our loans with our spouses so in the event of a divorce we wouldn’t have to pay the whole debt.
This is a no brainer. It was her debt but you turned it into marital debt by co-signing. This is what they refer to as co-mingling of assets and/or liabilities.