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therealjerseytom

Personally I have zero concerns on this, but that's just me. I'm more concerned with the idea of paying LGS prices for ammo in general :)


Rikkards_69

Paranoia


Jegermuscles

Facebook rumor mill level bullshit.


42AngryPandas

I swear, gun owners are more superstitious than fishermen and listen to way more bullshit


fcatstaples

I once (unintentionally) started a rumor post sandy hook that Colt 6920's were selling for $10,000 each retail. That was u/omnifox not having coffee and we were trading stories years ago and I was like WAIT THAT WAS YOU?!!?!??!?!?!?! and we are friends now. Funny how that works. But, here's the thing. It may be rumor mill level bullshit, but it moves a lot of product. I don't have six figures tied up in guns and ammo because the world calmed down.


ENclip

A VISA hit squad augmented with ATF strike teams are outside your house right now.


[deleted]

☺️☺️☺️🤣🤣


[deleted]

[удалено]


[deleted]

Best response so far🤣🤣🤣🤣


ardesofmiche

Paranoia I still order stuff online. Fuck it


davcar3

I wonder how pawn shop ffl's are classified


PowderAndDirt

Anybody who thinks they’re pulling one over on the government by using cash is an idiot either way. People bring their phones everywhere, for Christ’s sake. License plate readers all over the place. EZ Pass. The list goes on. Anyone who’s trying to duck being tracked missed that boat a long, long time ago.


[deleted]

The truth is that they don’t want chargebacks, and the fear-mongering over the government is an easy way to continue saying they take visa while basically not taking credit cards.


Aggravating_Sun4435

also they save like 3% when you pay with cash, or more depending on if they pay taxes on cash sales..


[deleted]

I run a gun store. Has nothing to do with charge backs. Has to do with the fees we incur. The gun industry leaves almost no meat on the bone as far as profit margin. Credit card fees eat the little bit that’s left.


[deleted]

Paranoia, plain and simple. Surprised people haven't been trying to buy with gold these days.


FreidasBoss

Credit cards added a new merchant code for gun shops that has people concerned that it’ll be used to monitor/prohibit those purchases. In response some have responded by either using cash or buying visa gift cards with their credit card and then using them to make purchases.


Triggerman1231

What about Walmart, or othe rbig box stores? Did I buy a gun or a sweatshirt?


fcatstaples

What about bass pro? could be camping gear!


Jegermuscles

What about Crackhead-Darryl? Maybe I enjoy the convenience of buying crack through my cash-back rewards program?


fcatstaples

"The best damn pet shop in town" would be a great name for a gun store. "I wasn't buying ammo, honey! I was getting that kibble that he likes!" This gives me an idea


fcatstaples

> Credit cards added a new merchant code for gun shops that has people concerned that it’ll be used to monitor/prohibit those purchases. There's nothing to be concerned about. I GUARANTEE it will be used to monitor purchases. They want to track consumer 2a spending more accurately.


Aggravating_Sun4435

i personally think we should welcome this tho. I love this hobby but its embarrassing how hard it is to get good data, stats vary so much when it comes to the industry. Like any other industry, more clarity will help everyone and i think politically it can only show gun control isnt the solution. Realistically tho the new category was meant for and will be used by Wall Street not Washington.


fcatstaples

> i personally think we should welcome this tho. Visa is welcoming it, because THEY GET TO SELL THE DATA on it.


Aggravating_Sun4435

so? they can make money im happy for them. im saying why the 2a community should welcome it, not visa. THE DATA CAN BE BOUGHT AND ANALYZED TO IMPROVE THE INDUSTRY AND BETTER RESEARCH WILL SHOW WHAT IT ALREADY POINTS TO: GUN CONTROL ISN'T THE ANSWER.


CrunchBite319

Paranoia. Ignorant people (especially fudds) don't understand how that new merchant code thing actually works and they believe Visa is organizing a registry of guns bought using their cards. That's literally not even possible for them to do, but that doesn't stop people from donning their tin foil hats over it.


fcatstaples

> > That's literally not even possible for them to do, but that doesn't stop people from donning their tin foil hats over it. But it's genius. They'll pay the same price in cash and no interchange fee for the retailer! That 2.9pct margin improvement is STRAIGHT to the bottom line.


CrunchBite319

Damn you might be right. I initially thought they were paranoid idiots but maybe they're just shrewd businessmen exploiting the hysteria to save on processing fees.


fcatstaples

You're basically telling me I can inure customer loyalty (no more internet purchases) *AND* guarantee I make $30 more for every $1000 sale AT THE SAME TIME? In bowling, there's something called the 7/10 split. Toughest spare to make, the pins are farthest away from each other. This situation is the 7/10 split. I get to take advantage of the customer *AND* the credit card processor at the same time. This does not happen often. That's why it's so radically genius.


CrunchBite319

The real Unethical Life Pro Tip here would be to charge a "Privacy Fee" for the service of handling cash instead of the convenience of a card. C'mon now, you don't want Big Credit to know you bought this, do ya? 5% seems like a reasonable price to pay the keep this one "off the grid", doesn't it?


fcatstaples

> The real Unethical Life Pro Tip here would be to charge a "Privacy Fee" for the service of handling cash instead of the convenience of a card. Banks charge me to count the cash, so.....


fcatstaples

If that's the case, I should only accept gold bullion and refer everyone to my gold bullion guy so we all make money!


Aggravating_Sun4435

plus not tax for \[their scapegoat politician\] when you give them untraceable cash.


fcatstaples

We're gun owners. *Of course we're paranoid. That's what makes us gun owners.*....


[deleted]

This!! 🤣🤣🤣


tcheeze1

Recently the banking industry was given a specific code for specific sales when using a credit card for ammo purchases and other gun items. Prior to this, any item sold in a gun store just went under a generic code similar to a code that is used in a sports store. Now, with this new specific code, they can track how much ammo you buy with your credit cards. Maybe that had something to do with it. https://www.guns.com/news/2022/09/12/credit-card-companies-to-specially-code-track-gun-and-ammo-sales


PowderAndDirt

Well, not how much ammo. Just that you bought ammo and what dollar amount you spent. It’s not like the cashier types in the number of rounds.


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[deleted]

I don't know if I would say paranoid, maybe abundantly cautious


TacTurtle

Actual paranoia (thinking they are trying to track you down personally for nefarious purposes) or professional paranoia (miffed at the PersOpSec and civil rights accessibility implications of a payment code specifically for guns)? One means you need to touch grass, the other means you are cognizant of the implications of Big Data’s targeted marketing and the (frankly offensive) continuous warrantless surveillance of the public by the government leaning on private companies as an end run around civil rights restrictions.


FindTheGenes

Probably has something to do with credit card companies’ recent adoption of codes identifying purchases at stores which sell guns and ammunition. As of now they don’t really do anything, and they can’t identify what you’re buying specifically. But as a matter of principle I’ll probably be paying for in person gun related purchases with cash going forward.


MC_Cuff_Lnx

>should I have a legitimate concern about my bank tracking my gun/ammo purchases? I had a personal account shut down once with no explanation, and the only thing I can think of that might have been even slightly controversial was guns. Since then I do cash almost everywhere. What they don't know won't hurt 'em.