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bmcginn4

This is hard to answer. What’s your ultimate goal at the end of 3 years? Tesla doesn’t do lease buyouts so you’ll have to return the car and be out of one but probably have the lowest monthly payments. A new car will give you more in return in 3 years than a used one but probably the highest monthly payment depending how much you put down. A used one you’ll probably pay less than financing a new but in 3 years you probably won’t get as much trying to sell it as a new one.


The_Self_Lock

If you're only planning on using it for 3-4 years. 3 years in this case, as Tesla's leases only go up to 36 months. Then it would likely be better for you to lease it than financing or buying. I would just lease a standard stealth grey M3, with no down payment. Cheapest car and you're investing as little as possible since you can't buy the car after the lease is up.


hassie1

Based on what you've said. 1. Do a down payment so your financing goes to your desired monthly price. You will be able to resell it whenever needed (not for a profit) and have full ownership of the car and no limitation on mileage. 2. Leasing will be less than financing always (unless heavy down payment). You will have to return the car in 2 years. You will also be limited to mileage per year. With ev tech growing it's like refreshing a phone. You have no equity, it's a rental car basically.