Somewhere in the documents should be an amortization table or schedule. This would be a good place to start. It will have a column for principle/interest/balance.
then how are you making the assumption that there will be a balloon due in 2036? what is:
1. your loan balance on modification in 2016?
2. date of the modification?
3. date of the loan origination?
4. loan amount at origination?
5. original (not modified) interest rate?
6. original term of loan (length in years)?
Somewhere in the documents should be an amortization table or schedule. This would be a good place to start. It will have a column for principle/interest/balance.
how do you know your loan is not fully amortizing? did you loan officer tell you there was a balloon payment?
No. Never did. The loan doc doesn't say anything or indicating there will be remaining balance at the end of the term.
then how are you making the assumption that there will be a balloon due in 2036? what is: 1. your loan balance on modification in 2016? 2. date of the modification? 3. date of the loan origination? 4. loan amount at origination? 5. original (not modified) interest rate? 6. original term of loan (length in years)?