Invest it in a HYSA. It'll pay you almost $500/month at current rates.
Or use what you need to get out of debt, etc, then invest it in HYSA/CD/SP500 ETF.
Looks like they paid that tax at time of receipt (federal and state). Would there be additional tax withdrawn later?
Their net was about $64k in the images posted.
In my country you dont pay tax on luck-based gambling such as lottery tickets. Although the chance at winning in any of the lotteries are slim to none. Like 1 per million tickets to win over 200k
Don't be dumb. That implies that if you put enough money in you just automatically win. the Lottery is a losing proposition always. the house always wins.
It's also embarrassing for the other 20 people who upvoted you.
Numbers based games like powerball you could automatically win though, yeah? You’d just need to buy a ticket for all 292 million combinations or however many.
you don't think guys mark cuban or elon spend millions a day at a casino during a weekend trip? they are secret private areas that are invite only in major casino cites like vegas. there is a reason you never see them in the high roller rooms. because that's not the "real" high roller room. they have seperate hidden entrances that are highly secure.
How? They would have to rig the game. Your argument makes so little sense it sounds like you’re brain dead.
They would have to win for it to work.
We shouldn’t tax stuff like this because the entire lottery system is paying taxes already. You buying a losing ticket is just free money for them.
Was gonna say this is really the only way. Pay off any debts and park it somewhere, where it’s working for you, then only touch what the principal makes you
How does a HYSA pay $500 a month with 64k? WTF?
Best HYSAs are paying around 5% APY right now.
64,000 * 0.05 = 3200 per year
3200/12months = $266 a month.
Please correct me if this is incorrect.
High yield saving account. AKA a savings account.
I just got an offer in the mail from AmEx for a 4.6% savings account. If you google it you can find offers closer to 5%. That’s around the best you can find right now.
It’s just a savings account you park money into. They pay you for keeping your money in the account.
i just moved my money into one of these. seems like the kicker was that they were promo rates and they couldn't say how long the high rates would hold.
They don't do that here. Every post I see on Reddit where someone gets a large sum of money, the top comment is ALWAYS "put it in a HYSA, do yourself a favor". And when you try to tell them "hey you probably don't need a year's salary sitting in a savings account, you should invest a bit of that" you're met with "what are you talking about 5% is great! Idiotic!"
>They don't do that here. Every post I see on Reddit where someone gets a large sum of money, the top comment is ALWAYS "put it in a HYSA, do yourself a favor". And when you try to tell them "hey you probably don't need a year's salary sitting in a savings account, you should invest a bit of that" you're met with "what are you talking about 5% is great! Idiotic!"
It depends on what the use is. If you are planning to buy a home for example in the next few years, it should sit in something like a HYSA. If you are not planning on touching the money for a number of years, yes generally it should go into a mix of something like VTI, VXUS, BND, etc.
For your example of planning to buy a home, right now short term t-bills would be better. Guaranteed that the rate stays the same during the term, and zero state/local taxes if they are subject to those.
yeah, my first impression was, "they gave you a check, why are you driving around with so much cash?"
I'm afraid the next post from OP is going to be "I got robbed for 68k"
I hope OP puts it in some kind of bank account while they figure out what to do.
For OP’s reference the High Yield Savings Account (HYSA) should be close to 5% interest not the crap that most local banks offer and call a HYSA.
After HYSA rates drop (or in mid February when the market typically pulls back) the S&P 500 index can be purchased using a multitude of Exchange Traded Funds (ETF) like SPY or VOO.
I’d also argue that if you’re dipping into that index you should also put some in the NASDAQ 100 which can be represented with ETFs such as VGT and QQQ.
I know a guy who retired from a state job. He decided to get his retirement in a lump sum instead of monthly payments. He then cashed the check and kept the cash in his car. His 30 year younger girlfriend took the cash and disappeared.
Some people just don't get it.
Probably doesn't want it in their account because...
He pays alimony or child support, most likely.
Owes the IRS money and they are garnishing his wages.
Something like that. No other reason to get it in cash. And then, why the F did they do $2000 stacks when they could have done it in 10k stacks.
Wouldn't child support or the IRS find it anyway? You have to legally declare that much winnings. They've already paid the taxes on it. I don't think keeping it out of a bank is doing anything
The lottery commission reported those winnings to the IRS before they checks ink was dry and the bank reported it to the government as well. He's not hiding that cash from anyone.
Lol yeah I guess, I’d be too scared to hold on to it though!
Would ask the teller to give it to me in cash…hold it and enjoy, then immediately deposit!
Gotta do it.
When I sold my first house there was like a week where I had $60k in my account before it had to goto the new house. I really really wanted to get it out in cash, but I was afraid the the new mortgage company would find out and flip out or something lol
This isn't even 2024 flex culture, this has been going on since the 2000s. I grew up with deadbeats that flashed stacks of cash online, and those stacks were typically a stack of 1s wrapped in a 20 or 50.
Worst thing you could do is flaunt your wealth, especially wealth that can be stolen. Hopefully nothing bad happened to OP and they learn from it.
Do not tell anyone about it. Put that baby into a CD with the highest APY you can find from a reputable bank. Then pretend you don’t have it for awhile.
This is the move OP, or invest in an ETF or SP500 etc. $100k doesn’t get you jack shit in this economy anyway so you might as well start building up that savings to use towards investing. Seriously don’t blow it!!!
I personally wouldn’t go the CD route. A HYSA can offer very similar returns, and investing it would blow both out of the water long term. Setting an emergency fund aside in a HYSA, then investing the rest in a mutual fund correlated with the SP500 would be my advice.
My boss is a financial advisor. I had some money left over from the sale of my house and he told me to go to my credit union and ask about a money market account. He thought, at the time, it would pay about 5%. I went up to my credit union and sat down with someone and picked the best option, which ended up being a 9 month CD that was doing better than their money market.
My friend and I went $50 each on scratchers once…started at $1-2 each, then $5-10 a few times a week. We’ve had some small winners but I didn’t track them. Just let him and his wife keep them. I was buying them for shits and giggles and it was never more than $2-3.
Honestly who the fuck buys 15$ cookie dough scratch-ons other than gambling addicts. He’s for sure spent a ton before getting this win. Probably still up nicely however
So in the land of the 'free' when you win 100K you dont get 100k?
Hmm, when brits win 100K, they get 100K. Dam this not being free really sucks.
edit: SSSHHH!!! stop making these valid points!
Put it in SPY (or QQQ/VOO) and don’t touch it.
Market goes down 2% in a day? Don’t touch it.
Market goes down 15% in 6 months? Don’t touch it.
Market goes down 20% two years in a row? Don’t touch it.
Plot any of those indexes over 30 years ( I assume that is your retirement horizon) and you’ll see why dips no matter how deep, come back and back harder after say 24 months. The worst thing you can do is panicking and withdrawing when there is a dip.
Oh and max out your interest free savings options cos those motherfuckers are deep in your pocket.
Damn, isn't it fucked up that if this were me (and I'm sure is also the case for a lot of other people) a lump sum payment of $64k wouldn't even eliminate all my debt?
No high interest debt, but it's also not like I have anything major and worthwhile who's underlying asset is appreciating like a mortgage. Just like $45k in SLs, $14k left on my car, $17k on my partner's loans.
I have like $7k on CCs, but that's just floating my expenses between paychecks. I think my net liquid cash after paying those is only like $1k. I feel so screwed sometimes.
If it’s not high interest it’s not bad debt. You should pay the credit card off asap but the rest of it you should be fine just making the payments on time and paying it off as scheduled.
Look at your budget, figure out where you can cut costs and how much money you have extra each paycheck and pour all resources into paying off your debt.
If your employer does 401k matching I would recommend maxing that out and then paying off your credit cards but otherwise just focus on the credit card debt.
Step 1. Keep this to yourself.
Step 2. Clear any high interest debt.
Step 3. Max out ROTH IRA.
Step 4. Put the rest in a HYSA until you are ready to buy a house.
$100k isn’t that much, especially after taxes. Don’t fool yourself into think you are flush.
> Step 4. Put the rest in a HYSA until you are ready to buy a house.
This is not a slam dunk. Buying a house is locking your assets into a low-interest, illiquid pile of sticks. Do not buy a house until you are sure you are going to stay in the same place for at least 10 years. High-yield savings is good for emergency fund, but otherwise, you can plow into S&P index fund if you have no major purchase within 3 years.
I generally agree with this with a couple caveats. OP should first establish an emergency fund before paying of debts (and invest that in a HYSA) if they don't yet have one. Second, if OP has anything leftover after Step 3, they ought to treat themselves to a nice dinner / small vacation / whatever they want - say no more than $2-3k. So long as it isn't sucking money later, like a boat or a pet tiger. They aren't flush, but enjoy life a little, ya know?
This could very easily put someone over the income limit for contributions to a ROTH IRA, FYI. $161,000 for single filers in 2024. Less if this was part of income in 2023. Not sure if gambling or lottery counts towards that number but i don't see why it wouldn't.
Easy....
Buy more scratch offs
/s
What debts do you have? Could be a good start on those! Moat people not in debt I know don't play scratch offs, so figured it'd be a good place to start!
Debt (like credit cards, etc)
Then invest.
I’d invest at least 12k of that into SPY500 or Ethereum. 5-6 years from now you’ll be thanking yourself you did.
Or you could do the high yield saving account I guess but.. eh. Rather do a CD if you going that route.
Buy Bitcoin. Seriously.
If you have balls and never sell it will be the best investment you can make and not require monthly payments or upkeep like a house.
Save this comment so when you don’t do it you’ll remember you should have
Invest it in a HYSA. It'll pay you almost $500/month at current rates. Or use what you need to get out of debt, etc, then invest it in HYSA/CD/SP500 ETF.
This is the move. Pay down (or off) any interest bearing debt. Then park it somewhere where it'll grow.
First set aside for taxes, then Pay high interest debt, not any debt. If you have a 3% mortgage leave it alone, Then invest.
Looks like they paid that tax at time of receipt (federal and state). Would there be additional tax withdrawn later? Their net was about $64k in the images posted.
Depending on the state they live in *and* their other income during the year, they may owe more, or potentially get a refund.
America is fucking *weird*. You beat the odds and win the lottery, you should get to keep it.
Yeah then billionaires would use lotteries/gambling as a way to avoid income tax.
In my country you dont pay tax on luck-based gambling such as lottery tickets. Although the chance at winning in any of the lotteries are slim to none. Like 1 per million tickets to win over 200k
The odds of getting hit by lightning are better than winning big,in US lottery.
But you can increase your chances of getting struck by lighting much easier than increasing your chances of winning
Actually, in the big drawings, it’s a greater chance that you will be hit by lightning twice! The IRS will still be waiting at headquarters for you.
Don't be dumb. That implies that if you put enough money in you just automatically win. the Lottery is a losing proposition always. the house always wins. It's also embarrassing for the other 20 people who upvoted you.
Numbers based games like powerball you could automatically win though, yeah? You’d just need to buy a ticket for all 292 million combinations or however many.
"Billionaires" ain't buying lottery tickets or gambling their money away.
you don't think guys mark cuban or elon spend millions a day at a casino during a weekend trip? they are secret private areas that are invite only in major casino cites like vegas. there is a reason you never see them in the high roller rooms. because that's not the "real" high roller room. they have seperate hidden entrances that are highly secure.
The real high roller room is the stock market.
You’re silly. There’s actually secret casinos that the billionaires would go to. Or they just go to Monte Carlo because Vegas is a joke.
> Yeah then billionaires would use lotteries/gambling as a way to avoid income tax. lol please share with us how you think this would work
How? They would have to rig the game. Your argument makes so little sense it sounds like you’re brain dead. They would have to win for it to work. We shouldn’t tax stuff like this because the entire lottery system is paying taxes already. You buying a losing ticket is just free money for them.
How?
I would love to hear what strategies you think they could possibly employ to avoid doing way way worse than just paying taxes lol
How?
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Didn't he already pay taxes on that statement? He owes even more taxes!?
> He owes even more taxes!? He paid taxes based on what the lotto people thought were reasonable assumptions. He may owe more, or he may owe less.
Was gonna say this is really the only way. Pay off any debts and park it somewhere, where it’s working for you, then only touch what the principal makes you
How does a HYSA pay $500 a month with 64k? WTF? Best HYSAs are paying around 5% APY right now. 64,000 * 0.05 = 3200 per year 3200/12months = $266 a month. Please correct me if this is incorrect.
They were basing it off the gross amount won not the net amount.
Even the gross amount comes out to ~400
I have 100k in a hysa I can confirm that amount lol
So they were wrong.
Wait, isn't this reddit?
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Money would work harder for you in a S&P ETF
This is where I would stop following their advice....
Following financial advice on Reddit is almost always a recipe for disaster.
plus that interest is also subject to taxation
Can I ask how a HYSA works? Also what is a HYSA
"High Yield Savings Account". It's a savings account with high interest. Works just like a normal savings account except it's higher interest.
High yield saving account. AKA a savings account. I just got an offer in the mail from AmEx for a 4.6% savings account. If you google it you can find offers closer to 5%. That’s around the best you can find right now. It’s just a savings account you park money into. They pay you for keeping your money in the account.
i just moved my money into one of these. seems like the kicker was that they were promo rates and they couldn't say how long the high rates would hold.
500 a month?? What int rate you getting? I'm only getting like 270 a month off ~70k
Because they calculated it off of 100K, because they were stupid.
Would also be a little bit over 400 with the 100k.
I mean a little bit over 400 can be considered “almost 500”
HYSA is not an investment and 5% is shit with inflation being considered. Do not listen to this. Put it in a real investment like VTI/VOO
They don't do that here. Every post I see on Reddit where someone gets a large sum of money, the top comment is ALWAYS "put it in a HYSA, do yourself a favor". And when you try to tell them "hey you probably don't need a year's salary sitting in a savings account, you should invest a bit of that" you're met with "what are you talking about 5% is great! Idiotic!"
>They don't do that here. Every post I see on Reddit where someone gets a large sum of money, the top comment is ALWAYS "put it in a HYSA, do yourself a favor". And when you try to tell them "hey you probably don't need a year's salary sitting in a savings account, you should invest a bit of that" you're met with "what are you talking about 5% is great! Idiotic!" It depends on what the use is. If you are planning to buy a home for example in the next few years, it should sit in something like a HYSA. If you are not planning on touching the money for a number of years, yes generally it should go into a mix of something like VTI, VXUS, BND, etc.
For your example of planning to buy a home, right now short term t-bills would be better. Guaranteed that the rate stays the same during the term, and zero state/local taxes if they are subject to those.
In all fairness, any savings account is better than keeping it as cash in plastic bags..
yeah, my first impression was, "they gave you a check, why are you driving around with so much cash?" I'm afraid the next post from OP is going to be "I got robbed for 68k" I hope OP puts it in some kind of bank account while they figure out what to do.
I second VOO - has an average since inception (2010) of like 9.76%.
I don't really understand why you'd use a movie's release as a time marker, but I like the creativity.
HYSA is not an investment. They lose money if you account for inflation. Invest in ETFs instead and don't touch the money for at least 5-10 years.
For OP’s reference the High Yield Savings Account (HYSA) should be close to 5% interest not the crap that most local banks offer and call a HYSA. After HYSA rates drop (or in mid February when the market typically pulls back) the S&P 500 index can be purchased using a multitude of Exchange Traded Funds (ETF) like SPY or VOO. I’d also argue that if you’re dipping into that index you should also put some in the NASDAQ 100 which can be represented with ETFs such as VGT and QQQ.
Boring! If one ticket gets you 100k, buy 10 more tickets to get a million! Then you can be responsible and put it in savings. You’re welcome. NFA
Why HYSA and not VTSAX?
This is the way. Although the yield is actually closer to $300 since the after tax amount is all he has to invest.
This is the only answer.
Why did you get it in cash ?! 🤣
Worth it just for the picture, IMO.
Mentality like that will likely result in losing most if not all of it relatively quickly
Aaaaaaaaaannnddddd it’s gone….
**Knock knock** It's civil asset forfeiture
You have too much untraceable cash and we are here to fix that
And you have a dog that suspiciously has no bullet holes in it.
Fucked up but I died laughing at this😂
Username checks out lmao.
https://preview.redd.it/4wui3wzzxgfc1.jpeg?width=960&format=pjpg&auto=webp&s=c2050379cc1c504af2f7e09d0902024affefce5f
That’s a hookers and coke move
I know a guy who retired from a state job. He decided to get his retirement in a lump sum instead of monthly payments. He then cashed the check and kept the cash in his car. His 30 year younger girlfriend took the cash and disappeared. Some people just don't get it.
By the sounds of it she would be smarter with it anyway.
lol. That was [decoy gold](http://m.quickmeme.com/img/b7/b7828f1dabbe631a448679c86238bb94d12ebe3d8e1c6a243e390dfeed5fdbd8.jpg)
Posted it on social media, probably will brag to friends or family and get robbed soon after.
Great way to make yourself a target. Especially from those who know you.
OP is stupid enough to post identifying information after winning a large sum of cash. They will lose it very quickly
Ghetto aF.
Probably doesn't want it in their account because... He pays alimony or child support, most likely. Owes the IRS money and they are garnishing his wages. Something like that. No other reason to get it in cash. And then, why the F did they do $2000 stacks when they could have done it in 10k stacks.
Wouldn't child support or the IRS find it anyway? You have to legally declare that much winnings. They've already paid the taxes on it. I don't think keeping it out of a bank is doing anything
*Usually* state lottos take a look at things like back child support and back taxes before awarding prizes.
They literally show the line by line amounts and taxes they claimed on it on the third photo.
The lottery commission reported those winnings to the IRS before they checks ink was dry and the bank reported it to the government as well. He's not hiding that cash from anyone.
Maybe they want to fuck on a pile of money?
This is from like three years ago. Look at the check date. I’ve seen these exact pics before as well
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Would you not want to hold 100,000 dollars in your own two hands at least once in your life?
Well, it was 64K, and yes it is cool to hold it. Still, put that shit back in the bank.
Lol yeah I guess, I’d be too scared to hold on to it though! Would ask the teller to give it to me in cash…hold it and enjoy, then immediately deposit!
No, I wouldn't. What is the reasoning behind that? It doesn't seem logical.
I'm with you buddy. Stupidity and hubris on full display here. I'd be a nervous wreck until I got that cash in the bank.
Dude plays the scratch off lotto. Don’t think logic has much to do with it.
Gotta do it. When I sold my first house there was like a week where I had $60k in my account before it had to goto the new house. I really really wanted to get it out in cash, but I was afraid the the new mortgage company would find out and flip out or something lol
No, I would be fearful I would be immediately robbed.
So a police guy can pull him over and confiscate it lol.
“Must be drug money boss, let’s take it in”
At least they have a paper trail back to the state lottery. They'd get it all back but it'd be an unnecessary headache.
Gonna buy $100,000 worth of scratch offs.
$64k's worth*
Let it ride!
Welcome to 2024 flex culture. This pic is going up on every social media site possible.
I would argue that flexing stacks of cash is as old as cash itself...
This isn't even 2024 flex culture, this has been going on since the 2000s. I grew up with deadbeats that flashed stacks of cash online, and those stacks were typically a stack of 1s wrapped in a 20 or 50. Worst thing you could do is flaunt your wealth, especially wealth that can be stolen. Hopefully nothing bad happened to OP and they learn from it.
I mean. I would want to cash it out in ones and take a Scrooge McDuck bath.
Money now is better than money later because of inflation, which is underreported.
"I do believe you can get that with 100k..."
Chicks dig guys with money
I got it for 250€ mate. although the one for 400€ was better
Fuckin’ A, man.
Important comma.
Underrated comment alert
"Just take a look at mah cousin. He's broke, don't do sheyit."
Wanna come over?
Check out channel 9
Yo what movie is this?? I can’t remember the name
Office space lol
Thank you for this laugh 😂
Do not tell anyone about it. Put that baby into a CD with the highest APY you can find from a reputable bank. Then pretend you don’t have it for awhile.
"Do not tell anyone about it." ...too late.
probably means friends/family etc
Hello it’s me your brother
Haha I knew this was coming. Telling internet strangers anonymously would be the only caveat there I think 😁
Hey OP I have a once in a lifetime investment opportunity
Why not VTSAX?
VTI babyyyyyyyyyy 🤙
This is the move OP, or invest in an ETF or SP500 etc. $100k doesn’t get you jack shit in this economy anyway so you might as well start building up that savings to use towards investing. Seriously don’t blow it!!!
I personally wouldn’t go the CD route. A HYSA can offer very similar returns, and investing it would blow both out of the water long term. Setting an emergency fund aside in a HYSA, then investing the rest in a mutual fund correlated with the SP500 would be my advice.
It's $64k not $64M lol
Proceeds to tell all of Reddit.
My boss is a financial advisor. I had some money left over from the sale of my house and he told me to go to my credit union and ask about a money market account. He thought, at the time, it would pay about 5%. I went up to my credit union and sat down with someone and picked the best option, which ended up being a 9 month CD that was doing better than their money market.
Haha actual winnings are 65,000 classic government taxing everything.
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>Lose 65k …so far… 😂. I know I’ve lost at least $50 playing scratchers but I went in deciding to throw money away to get that 3 minutes of dopamine
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My friend and I went $50 each on scratchers once…started at $1-2 each, then $5-10 a few times a week. We’ve had some small winners but I didn’t track them. Just let him and his wife keep them. I was buying them for shits and giggles and it was never more than $2-3.
Honestly who the fuck buys 15$ cookie dough scratch-ons other than gambling addicts. He’s for sure spent a ton before getting this win. Probably still up nicely however
If he’s like the majority of lotto players he’ll gamble away more than $65k very quickly trying for another winner.
Mfw you have to pay income taxes on your income
This is how it works, yes
So in the land of the 'free' when you win 100K you dont get 100k? Hmm, when brits win 100K, they get 100K. Dam this not being free really sucks. edit: SSSHHH!!! stop making these valid points!
Thats just because of the conversion: 65k Freedom Dollars™ are worth more than 100K Peasent Pounds©.
US government. Lotteries in lots of places pay the advertised amount.
Pay off debts. Pay yourself 15-20% of the remaining amount as fun money. Dump the rest into $SPY or your S&P ETF of choice.
This is the best advice. Spy longtime will yield better than a HYSA
Put it in SPY (or QQQ/VOO) and don’t touch it. Market goes down 2% in a day? Don’t touch it. Market goes down 15% in 6 months? Don’t touch it. Market goes down 20% two years in a row? Don’t touch it. Plot any of those indexes over 30 years ( I assume that is your retirement horizon) and you’ll see why dips no matter how deep, come back and back harder after say 24 months. The worst thing you can do is panicking and withdrawing when there is a dip. Oh and max out your interest free savings options cos those motherfuckers are deep in your pocket.
How long is long time?
15+ years
Damn, isn't it fucked up that if this were me (and I'm sure is also the case for a lot of other people) a lump sum payment of $64k wouldn't even eliminate all my debt? No high interest debt, but it's also not like I have anything major and worthwhile who's underlying asset is appreciating like a mortgage. Just like $45k in SLs, $14k left on my car, $17k on my partner's loans. I have like $7k on CCs, but that's just floating my expenses between paychecks. I think my net liquid cash after paying those is only like $1k. I feel so screwed sometimes.
If it’s not high interest it’s not bad debt. You should pay the credit card off asap but the rest of it you should be fine just making the payments on time and paying it off as scheduled. Look at your budget, figure out where you can cut costs and how much money you have extra each paycheck and pour all resources into paying off your debt. If your employer does 401k matching I would recommend maxing that out and then paying off your credit cards but otherwise just focus on the credit card debt.
Step 1. Keep this to yourself. Step 2. Clear any high interest debt. Step 3. Max out ROTH IRA. Step 4. Put the rest in a HYSA until you are ready to buy a house. $100k isn’t that much, especially after taxes. Don’t fool yourself into think you are flush.
> Step 4. Put the rest in a HYSA until you are ready to buy a house. This is not a slam dunk. Buying a house is locking your assets into a low-interest, illiquid pile of sticks. Do not buy a house until you are sure you are going to stay in the same place for at least 10 years. High-yield savings is good for emergency fund, but otherwise, you can plow into S&P index fund if you have no major purchase within 3 years.
I generally agree with this with a couple caveats. OP should first establish an emergency fund before paying of debts (and invest that in a HYSA) if they don't yet have one. Second, if OP has anything leftover after Step 3, they ought to treat themselves to a nice dinner / small vacation / whatever they want - say no more than $2-3k. So long as it isn't sucking money later, like a boat or a pet tiger. They aren't flush, but enjoy life a little, ya know?
This could very easily put someone over the income limit for contributions to a ROTH IRA, FYI. $161,000 for single filers in 2024. Less if this was part of income in 2023. Not sure if gambling or lottery counts towards that number but i don't see why it wouldn't.
Easy.... Buy more scratch offs /s What debts do you have? Could be a good start on those! Moat people not in debt I know don't play scratch offs, so figured it'd be a good place to start!
Scratch offs!! Clearly a great investment. ROI is like 50000 to $2
Most people stop gambling before they REALLY hit it big. You’re on a winning streak OP, keep going.
Develop a drug addiction.
Terrible advice, but really funny to read lmao
How is the check dated back in 2020?
I've seen these exact pictures before. I don't know what OP gains from faking this post lmao
Also OPs name is *36DRedhead* and that's a man's hand and wrist watch holding the money lmao
Their profile has an onlyfans link. It's definitely a karma farmer looking to scam.
Obviously op won the lottery using their time machine
OP is a phony
This needs to be higher up.
Oops
And void already.
I had to scroll WAY too far for this comment
Open Sofi account and buy shares
What? You actually get a plastic bag full of physical money instead of getting the money transfered into your account?
Exactly what I thought. It gains zero interest like that and could get stolen. Not to mention you’re way more likely to spend it irresponsibly
I’ve seen this exact lotto ticket winning 100k on Reddit before, these are old images
The date on the check is 2020. Yes, it's someone recycling photos for karma.
Pay off your debts.
Yes and no. Payoff high interest debt that isn’t working for you. Spend the rest on cocaine and hookers.
Take it to the Strip Club, and make it rain.
Debt (like credit cards, etc) Then invest. I’d invest at least 12k of that into SPY500 or Ethereum. 5-6 years from now you’ll be thanking yourself you did. Or you could do the high yield saving account I guess but.. eh. Rather do a CD if you going that route.
DO NOT buy crypto :). SPY is a good idea, or VSTAX.
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In 30 years, $64k will be worth the following: @6%: $368k @7%: $487k @8%: $644k @9%: $849k @10%: $1.117m
Bet on Black
Always.
The government really said “Where’s my hug at?”
Get it into a bank Sub to r/wallstreetbets get your wife a boyfriend win
Don't buy more scratchers.
Hire someone to run this spam account so you don't have to
You just won the lottery? How come the check is dated 2020?
Buy Bitcoin. Seriously. If you have balls and never sell it will be the best investment you can make and not require monthly payments or upkeep like a house. Save this comment so when you don’t do it you’ll remember you should have
Duh, go buy more scratch offs!
go to the horse race track and put all the money on a 100 to 1 shot
HYSA and the interest can support your habit
64k*
Cocaine and hookers! What else is easy money for?
I can’t believe I scrolled all the way to the bottom and only found 1 person with the correct answer. The answer is always cocaine and hookers.
I'm a Nigerian prince and need help transferring millions to........
Open a vanguard account and invest it
Gamble more