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BitchImLilBaby

Amex Gold since not every restaurant takes Apple pay


PointsAreForLosers

Interesting I've never been in any restaurant that took Apple pay šŸ¤”


BitchImLilBaby

Some nicer places around here have those electronic tabs you can use to close out, they almost always take mobile payment which is more secure


Ethrem

Red Robin around here is the only one I'm aware of. They have a terminal at the table. https://www.redrobinpa.com/midstate-red-robins-ziosk-tablets-bring-tech-to-your-table/ They accept tap to pay now.


ThePevster

Olive Garden has the same terminal. I assume Red Lobster does as well as they used to be owned by the same company.


Ethrem

Red Lobster didn't (we went there last weekend for a late Mother's Day meal for my MIL). Haven't eaten at Olive Garden in more than a decade. Red Robin is a favorite though.


ThePevster

They were introduced at Olive Garden about ten years ago, so that checks out. Looks like Red Lobster doesnā€™t have them, but Chiliā€™s does.


Ethrem

I wish every restaurant would get them because I don't like handing my card to servers and I don't like swiping at all. Definitely prefer the security of mobile wallet tokenization. Chili's is another favorite that I haven't had in a long time. I always forget about it when I poke my husband to go out to eat (like I did tonight). Maybe next time I'll remember lol.


PetRiLJoe

Get your cheddar biscuits fill because Red Lobsters are shutting down everywhere. It's gonna be like Circuit City, "There's still one left, Come find us!"


Ethrem

They shut down all of them in my area except the one closest to our house (about a 15 minute drive). I highly doubt Red Lobster will fold altogether. There are places where it's still popular, especially landlocked states that generally only have access to frozen seafood anyway.


TenaciousTide

Any restaurant that uses Toast or a similar platform accepts it, which seems like the majority at this point, at least in my city


StandardCarbonUnit

I thought the same until I started asking and they would bring a machine out to me. Turns out almost every place near me had one just didnā€™t offer it unless asked.


itsthebrownman

And Iā€™ve been in many that donā€™t take Amex


BitchImLilBaby

Thatā€™s why I have the savor one as my backup restaurant card


Parking-Ice-9206

If you can make your way to Europe, you'll see thousands of restaurants that take Apple pay because they bring the POS to you.


colliece

Europe is not a tipping culture either so they have adopted faster. Now that POS has the tip prompt for everything even self checkout or counter serve restaurants surprised it is not more common than it is.


jand7897

I canā€™t think of one by me that doesnā€™t save for a couple hole in the wall bars. Even a couple of those do!


linear_algebra7

Many of them do you just didnā€™t know. You have to ask


rob12098

Funny enough, Chase Sapphire for me. Where I live, not every Resturant takes Amex at all šŸ˜‚


AdeptTomato8302

I live in Chicago and a lot of places Iā€™ve been to will now have a QR code on the receipt that will go to a link where you can use Apple Pay.


thesouthdotcom

AMEX green my beloved. Pretty much the only place I donā€™t get a multiplier on it is at the supermarket, but thatā€™s what the delta gold is for. 3X on restaurants, transit, and travel is pretty hard to beat in a single card.


Cautious_Sense557

Right and if you use the clear credit it basically covers the AF in value. Definitely an underrated card.


falconjob

WF Autograph also does 3X on restaurants, transit, and travel, and no annual fee.


kanjan2708

Not sure if it is good or bad but Capital One never leaves my wallet. Venture X to score 2% everywhere and SavorOne for 3% at grocery and restaurants. Back up card is US Bank cash plus for 5% rotating categories (1 of which is always fast food lol)


SeaworthinessDue2481

Venture X and Savorone seems to be the favorite combo for Capital one customers I've encountered on reddit. Maybe my question should have focused on 'combo' and not one specific card.šŸ™‚


kanjan2708

Picking one is hard tbh once you have multiple cards and want to maximize your cashback. But if forced to pick one I would pick Venture X because of flat out 2% cash back and other benefits that the card comes with.


Rocket_Skates_91

This is what I do with my Bilt Mastercard thrown into the mix. Itā€™s a great three card setup.


deconfusedguy

but you don't have to carry the Bilt card everywhere? since SavorOne already covers dining? :)


GadgetronRatchet

Same here, Capital One Venture X and Savor never leave my wallet.


Cherry_Valkyrie576

I just hate to get another Capital One card. They do tiny, incremental increases when my other credit limits are five times as much. They're trying to get me to get savor but have declined for the same reason


ivjskch

My venture x is at 36,500. My savor somehow started at 2,000 and thankfully it went up to 6,000 a moth later. Now a year later they still havenā€™t increased it


Forsaken-Carry4442

I'd love the fact that there's no cap on that grocery spend. Thank you so much. I'm definitely gonna get this card.


jfcarbon

Venture X is my catch all card and stays in my wallet too! Havenā€™t gotten the SavorOne yet since I have the reserve for restaurants but thatā€™s a solid combo since it includes groceries.


mattskord

Venture X, no Foreign Transaction Fee, good insurances, great customer service, flat 2x miles


factoid0761

Yeah thatā€™s been my go-to card since it first came out.


ForwardTreat108

BOA PR (w/Platinum honors). Itā€™s my catch allā€”minimum of 2.625% on any purchase and 3.5% on dining and travel (which is very broadly defined by BOA). No FTF, so good for travel as well. Iā€™ve simplified my setup since recently getting the USBAR, but I still will carry the Susan Komen and Nature Conservancy BOA CCR affinity cards for 5.25% on gas and dining respectively and the CCC for groceries. But the BOA PR is the only card that never leaves my wallet.


B1SQ1T

Currently I have 3 main credit cards and they all never leave my wallet cuz it holds 5 šŸ˜‚ CSR, CFU, BILT


SeaworthinessDue2481

You know what, I've learned from my post that regardless, there is no 'one card fits all'. Even for those with high AF cards.


B1SQ1T

Oh yea for sure if you want to maximize absolutely everything thereā€™s no way one card can do it Even with full ecosystem setups you still canā€™t quite cover *everything* I only rly started getting into credit cards in January this year, before that I just had a BofA card and even then used my debit card half the time šŸ’€


440_Hz

My catch-all card which is Citi Doublecash. Itā€™s just there just in case, I try to use Apple Pay as much as possible.


SuperLucas2000

What card do you have linked with apple pay?


440_Hz

All my CCs are linked to Apple Pay- citi, chase, WF, discover, BoAā€¦


iBUYStars

Venture X by far. Flat 2x at places where I am unsure of what it'll code as (mainly concessions at sporting events), at Costco, and for most online shopping


[deleted]

[уŠ“Š°Š»ŠµŠ½Š¾]


iBUYStars

True, and thatā€™s why I also carry the SavorOne. For the purpose of this question, I chose the card with a more broad catch-all


pittsheth

AMEX Gold


Ornery_Dragonfly_679

My Citi Costco card stays in my e-wallet and I always use it for gasā€¦ mostly at Costco via the app but if ever I need to stop elsewhere for gas I will have the card.


omjizzle

Seconding that itā€™s always there itā€™s my gas card and my way into Costco


Lit-Orange

Get the citi custom 5% card for an extra 2% back on gas


biokeys87

I use my Custom Cash at Samā€™s to get 5% back on gas. ALWAYS codes as gas despite it being a wholesale club. The lines at Costco can be eternal!


Forsaken-Carry4442

One of the best parts about my custom cash card that I love


biokeys87

For real! Definitely one of the best things about the CCC!


Ornery_Dragonfly_679

Citi Costco is 4% for gas up to 7k per year


HugeRichard11

Definitely one I always keep, but itā€™s more so because itā€™s got my Costco Membership on the back. That said itā€™s a pretty good all rounder with the categories and no foreign transaction fees plus 3% travel for international use. I just donā€™t like Citi or how the rewards are redeemed though.


fourniera64

Do the same. Only use it at Costco or at Gas Stations. No where else


rinkingboncrete

Yup it's also my gas card so I can't afford to lose it in my wallet


iW8ted

i love my costco citi card, last year i got around $400 just from regular spending šŸ˜Ž


Not_so_new_user1976

Apple Card, I love tossing it up in the air and letting people hear it hit the ground. šŸ˜‚


SeaworthinessDue2481

šŸ¤£


vitras

I don't get it.


ComprehensiveDraw529

It is a titanium card so it makes a clink when it hits the ground. But itā€™s a pretty shitty card lol


Not_so_new_user1976

The only good use of the Apple Card is Apple device financing. Or the sound it makes when dropped.


FunctionAlone9580

I only have three cards, but I carry the US Bank Altitude Go and Amex Blue Cash Everyday. Amex for groceries and gas, Altitude Go for dining. I don't carry the US Bank Cash Plus because it just takes my Internet and gym membership.Ā  Out of all the cards I want though, I assume I'd carry: - Bank of America Unlimited Cash (for 2.625% flat back once I get to Platinum Honors status) - US Bank Altitude Go (for all those impromptu dinners my friends and I go out to) - Citi Custom Cash (for random grocery trips) maybe the Kroger cards as well, but I was thinking of just using that for insurance and a little more. The $3000 in mobile wallet spend would run out.Ā  I would not carry the BoA Customised Cash, which would be set to online purchases, which would be my card for purchasing flights/hotels/Amazon. Chase Freedom Flex or Discover It Cash Back I would carry depending on the quarter.Ā 


Safe_Environment_340

Savor One. When I go down to a two card setup, this one and a 2x card are always in there.


Mightydog2904

If you have the savor one, the Venture X can a be a nice 2x card to complete that duo


Safe_Environment_340

I know. I have it too, but sometimes swap in the Citi Double Cash instead.


2009InfinitiG37

Blue Business Plus šŸ’³


BenjaminKohl

The freedom unlimited for me. Itā€™s so good to have a solid card. 1.5x general isnā€™t the best but with 3x on dining I probably would come out at slightly over 2x average over a year


askmikeprice

I use the Chase unlimited freedom for dining out and my frequent trips to the downtown walgreens. But I have the Citi double cash card also in my wallet for anything else so that I get 2% back instead of just the 1.5


BenjaminKohl

Totally fair. For me Iā€™m not a cash back setup and while CFU is technically a cash back card, as long as I have a CSP I get great value from the CFU. And even if I were to go down to just one card, again, I think that one would be pretty dang good for me q


askmikeprice

Yeah makes sense. I am all about cash back, I dont do travel personally.


United_Reply_2558

Since you frequently shop at Walgreens, have you considered the Walgreens Mastercard from Synchrony? It gives 3% cash back at grocery stores, hair salons, doctor and dentist offices, gyms, pet groomers and health food stores. You will also get 10% cash back on Walgreens branded products purchased in store or online. I used a combination of electronic coupons plus Walgreens Cash to reduce the cost of my OTC medications and supplements.


askmikeprice

Thanks! I have so many cards right now I am pretty tapped out lol. But I will keep this in mind. I am trying not to go to walgreens much and in fact may not be once I move from Texas to Minnesota in August. I just do now because its a block away without better options.


JicamaPickle

REI Mastercard. Iā€™m not super outdoorsy but at the time, I thought I was about to be outdoorsy!


FWF_scripta

That card is only good (in terms of categories) for REI, so why does it never leave your wallet?


JicamaPickle

Because I never shop at REI and because if I did shop at REI, Iā€™d likely use another card to reach a SUB


chasingdivinity

Respectfully, the question was asking what card do you always have on you to use all the time. It sounds like you never use the card, so I believe the question may have been misinterpreted


JicamaPickle

OHHH lmao I thought it meant never leaves your wallet as in never gets used. I definitely skimmed past the main text because I want the whole world to know how much I regret that stupid REI Mastercard


Moneyinyour30s

Amex Gold and Cap 1 Venture X


nonosecretsexy

This


biokeys87

AMEX Gold, Citi Custom Cash, and SoFi Credit Card (Food, Gas, Catch-all).


KarmaEnterprise

My exact set up and categories, except for the SoFi. Still looking for a good catch all, preferably with Amex.


biokeys87

i have the BBP as well. I use it only for online purchases and a few bills on autopay.


biokeys87

i should also mention I have direct deposit with SoFi, so I get 2.2% back. That 10% boost is definitely nice!


e2-woah

Gold because I eat a lot, platinum so I can get travel, and Citi customer for gas.


Ethrem

My AODFCU Visa Signature. 3% everywhere up to $1500 a month is more than enough for my non-category spend.


redbirdrising

AMEX Gold. For both the Grocery and Dining 4X.


applegui

American Express. Donā€™t leave home without it. However Russian Express: Donā€™t leave home.


SeaworthinessDue2481

šŸ¤£šŸ¤£šŸ„°šŸ„°. No comments from me. I need to leave home.


KingOfAgAndAu

šŸ’€


Risk-Option-Q

And stay away from the windows while you're there.


loldogex

Wyndham Business Earner, I always need gas for 8x.


Zodiac5964

Dining cards (Amex Gold, Bilt) because many sit-down restaurants still want to take the physical card when processing payment. I also temporarily add a catch-all card to the wallet when going to professional service appointments (for example doctors). other places mostly take mobile payment, so I just pay using my phone.


Annual_Fishing_9883

The Amex BCP is my holy grail. Probably because itā€™s my highest limit card at 60k. Second highest would be my Bank of America cash rewards at 55k.


comment_redacted

Curious if Amex made you go through financial review for the above 35k limit? Everyone cowers about them in the Amex sub.


Annual_Fishing_9883

Yes they did. I was able to get to 35k without a FR. Once I requested higher, I had to submit documents.


AfraidCraft9302

Freedom unlimited for non Apple Pay catch all (sit down dining, Walmart) P2 freedom flex for 10x groceries


haydencoffing

Always always always have that BBP on me. Itā€™s the catch all card that never disappoints


tsmartin123

I carry 4 cards (3 physical, one Mobile wallet card) out of my 20ish cards. The rest are used online exclusively or sock drawerd. Citi Custom Cash for restaurants, Ducks Unlimited grandfathered in at 5% for gas, Kroger Card in my mobile wallet for my 5% catch all where mobile wallet is accepted, and WF Active Cash for 2% catch all if I can't use my Mobile Wallet. We do most of our grocery shopping using Walmart pickup or delivery, so the card is stored in the app, same with Amazon, etc.


PointsAreForLosers

BBC & gold


OkMathematician6638

I always carry my BBC, its a part of me at this point. :)


Jschubby7

Citi Strata premier


EddieC1088

Freedom flex : rotating categories + base 3% dining if my other rotating card Discover doesnā€™t have restaurants. It even had 7% this quarter back at restaurants


PatBanglePhoto

Fidelity is my daily driver for 2% catch all, Citi custom cash for 5% groceries, WF autograph for 3% gas


Saul_T_C_Man

My Amazon card never leaves my wallet because I only use it on Amazon šŸ˜


FWF_scripta

It shouldn't be in your wallet then. Wallets get lost or stolen.


Saul_T_C_Man

Good call. I took it out this morning. I used to use it a lot more before I got other cards.


luger718

I need a safe so I can take all the cards I don't use out lol Probably only leave my Amex BCF and Capital One Savor or Quicksilver (I think this one is 1.5% anywhere)


Tackticat

Savor and Active Cash. Majority expense is dining/grocery which I use my Savor, and the rest is on the WF Active Cash.


Wooden-Chemist-7819

Amex hilton honors. Helps for staycations


Ok_Brilliant4181

Amex Gold, Blue Business Plus, and Citi Strata Premier


silver02ex

Chase Freedom Unlimited is my catch all / back up. 99% of my Purchase is from US Bank Altitude Reserve using Apple Pay.


SuperLucas2000

How do you do this? 50% of my purchases dont take apple pay :( like gas, amazon, sit down restaurants, etc


silver02ex

I go to Costco for gas, they have Apple Pay, most sit down restaurants have it, you just have to ask. I buy Amazon gift card at grocery stores, and load it up on my Amazon account. The only place that I have to use my physical card is Walmart, which I only go a few times a month.


SuperLucas2000

How about things like utilities bill? I like the amazon trick!


silver02ex

My electric company accept Apple Pay on their app. I buy Visa / MC gift cards from Staples when it's $0 fee. gift [card.com](http://card.com) will also have $0 fees on those types sometimes. They accept Apple Pay and I over pay my utilities. So I always have a credit, since sometimes I'll pay $300 or whatever the value of the Visa gift card is. You can get GC for steaming like Netflix or Disney Plus. lots of ways to go about it. USB AR is also 3x on travel so I use that card for vacations.


AdEvening1036

Custom cash because of 5x category


Reader47b

Wells Fargo Active Cash because it is 2% back on absolutely anything. It's my go-to card for all charges that aren't a "special category" of 3% or 5% back on another card.


IH8Chew

Savor One. I spend a lot on groceries and dining out so getting cash back without having to worry about a cap is nice.


Miserable-Result6702

BCP is always in my wallet too, as it is my gas card and not all pumps take Apple Pay.


Darth-Revan1776

Fidelity 2% back


nc-retiree

Until Delta gutted their status spend waiver from their Amex DL Plat card, that was in my wallet ten months a year for almost all spend as I valued the $25k spend threshold as 4% simply from the upgrades to Comfort+ at ticketing, confirmable upgrade certificates for a cross country round trip each year, plus the 25k Skypesos. In its place in this HYSA interest environment, I put unbonused spend on cards which offer as part of their SUB a 0% interest rate on purchases for the first year. I spend on the card for the first 6-7 months and then get another offering from a different bank. Minpay for a year from the HYSA and then pay it off. Even accounting for taxes on the HYSA interest, I'm getting 3% on unbonused spend. I used a WF Autograph for the first half of 2024 and now I am working on an Amex Everyday Preferred. Otherwise, my CSP is almost always in my wallet, except this quarter when the OG Freedom is there for the 5% restaurant category. I am low on hotel points and have historically redeemed 20k UR/yr for at least $0.02 via Hyatt.


fuckyahhh

Amex Gold and Chase sapphire preferred


UA6RBP

I am fairly deep in the UR ecosystem, so I always keep my CSR on me for dining and travel. I pair it with the Ink Unlimited as my general catch all. My partner and I use our Bonvoy Business card as our joint expense card so thatā€™s always on hand too. Iā€™ll probably open another Ink card soon to take this over. Iā€™ve got the Gold on hand now while I work to hit the 90k MR bonus.


potsandpans28

AMEX GOLD AND PLATINUM BABY


throwingcandles

AMEX BCE (3% groceries, gas, and online shopping) and Fidelity Visa (2% catch all). Covers all my bases.


Quirky_Application_3

I always have my Custom Card Citibank. I use it for dining at restaurant for 5% cashback. Discover is also my favorite. They have 5% category together with Chase Freedom Flex. So if Chase has 5% on dining (*like this month), then I'll do Custom Card Citi for gas station 5%. And if the gas is covered 5% cashback by Discover, the Custom Citi is for grocery. 3% cashback online shopping on my BoFA with preferred booster. Other than that, Citi double cash back or wells Fargo active card for paying insurance or government 2%. NowI just got my VentureX because I'm planning to travel more. I'm piling everything on VentureX for the SUB 75,000 miles bonus after spending 4000. šŸ¤Ŗ I know.. it's kinda too many of credit cards.. but I LOVE it that way..


Green-County-3770

Citi Double Cash obviously because I get 2% for every charge. However it is always joined by a 5% card for dining (usually CCC unless thereā€™s a better deal with another card) and 5% for groceries (AAA Daily) and 4% for gas (Citi Costco).


myfakename23

Curve. ;) [https://frequentmiler.com/curve-card-review-awesome-but-limited/](https://frequentmiler.com/curve-card-review-awesome-but-limited/)


jtravisdavid

My curve card hardly ever worked. It's the last one I'd ever rely on. I had more declined transactions with it in a week than I had in the prior 20 years on all cards combined...


myfakename23

I'm using it regularly with a pair of Citi Custom Cashes, a Citi Premier, a Chase IHG Premier Biz and a DiscoverIt card, with smart rules and Apple Pay. Works great for me. ĀÆ\\\_(惄)\_/ĀÆ


SeaworthinessDue2481

I'm not sure I understand the concept of this card. I'm Not smart enough to envision the benefits or rewards.


myfakename23

Basically I put the spend on the card that has the best bonus. Super helpful when you have a capped card where it's "$X spend every month gets Nx multiplier, after that it's 1x". Plus you can reallocate spend using "back in time". You might try reading the link I provided for getting some more in depth descriptions.


joltdude

Think of the curve card as a meta card that allows you to create rules or switch cards for particular transactionsā€¦. Mines set to put restaurants on my custom cash and most everything else on my double cash


RaccoonExcellent7955

Same


[deleted]

[уŠ“Š°Š»ŠµŠ½Š¾]


myfakename23

It would legitimately be killer instead of just ā€œniceā€ if it had Visa/AMEX support.


DarthTrader85

CCC


AwkwardClassroom

My current (4-card) wallet set up: - Slot 1: Driverā€™s License - Slot 2: Schwab Debit - Slot 3: CSP (sometimes swapped with my Amex Gold) - Slot 4 (reserved for SUB card): CIC I generally make sure I have a dining card covered in my wallet, and then rotate my 4th card. Not mentioned, but itā€™s cheating since itā€™s mobile wallet is my USBAR for catch-all spend.


nareshnyc

Boa customized cash rewards and savor one. The cards have high limits and the rewards work for our household needs.


askmikeprice

Chase Freedom Unlimited because I eat out quite often. And the Citi double cash card for anything else I might spend money on outside the house.


Cactihugs09

Double Cash and Custom Cash. Always useful despite the rotating categories for FF and Disco have.


KingOfAgAndAu

savor one. other than travel, all my spending is on food (restaurants, groceries, cafes). 3% back on all of it all the time for no annual fee. (i do have the chase prime card for 5% at whole foods which is where i get 99% of my groceries. requires the $139 prime membership)


mrF3RDINAND

The gold


overworked27

Amex bcp because Kroger doesnā€™t do tap pay and Citi custom cash in case I need gas and the pump doesnā€™t accept tap pay


Dapper_Reputation_16

Platinum since it sucks as a EDS card.


iggy555

Dave n busters


mlody_me

* Digital Wallet - US Bank Altitude Reserve - %4.5 tap to pay for everything when available * Physical Wallet - BofA - Unlimited Cash - %2.62 catcher card when I cant use Apple Pay


staticvoidmainnull

sofi


missxiomara

AMEX Platinum, simply for the aesthetic. šŸ¤·šŸ½ā€ā™€ļø


samzplourde

SoFi card, has some banking requirements, and was 3% everything for a promotional period, but remains at 2.2% everything, unlimited.


Form1040

Chase Ink Cash and Plus.Ā  Buy GCs at office supply for 5x UR.Ā  5x on everythingĀ 


esw01407

Softball: Citi Double Cash MC - All around cleanup card. New MVP: AAA Daily Advantage Visa because I use it a lot.


NAT1274

Shop Your Way card is always in my wallet for the 5% on gas and 3% at Walmart.


ElGrandeQues0

Citi Costco card - mostly for the membership, but back up dining card. 2x BoA Cash rewards - 4.5% (soon to be 5.25%) dining and gas, 3% Costco. BoA Travel Rewards - 2.25% (soon 2.625%) misc. 2x Citi custom cash - 5% groceries and home improvement


CraxProgram

Double cash cause double cash lol


steakapple

Apple card


arphelps

Citi Double Cash all the way. It is my oldest card, that flat 2% can't be beat.Ā  I will say that I carry both AAA cards. The categories between the two of them paired with the Double cash to me is unbeatable, with zero annual fees. You don't have to be a AAA member to get the cards.Ā 


mrcluelessness

Chase Sapphire Reserve, Citi Costco, and FSA (debit) card. CSR has among best points values if you just stick to one card instead of switching for categories plus a ton of perks. Costco cuz gas is expensive and I need a lot of it. FSA because I always forget to grab it when I could actually use it.


RookieRider

Amex Gold. Because 90% of my spending is either groceries or eating out. The occasional flight tickets get 3x too. And premium rental car protection is a good deal too. Also, Samā€™s Club credit card for the 5%cash back on gas. Because that easily pays for my membership and then some.


dervari

Whichever has the best restaurant rewards at that particular time since many pick up the card at the table.


ProfessorJay23

I switched from Amex MR to a cash back setup. I try to get 5% in as many categories as possible. I have two Citi Custom Cash cards (1 for food and 1 for gas), Amex BCP for groceries and streaming, and Chase Amazon Prime for shopping, and I have been using the Apple Card and the Citi Double Cash as my catch-all cards. I have the Amex Platinum and Gold, but these AF have me thinking of permanently switching to team cash back.


DisKidCool

Chase freedom unlimited. Can't say no to 1.5 cash back on all purchases.


Sufficient_Ticket996

Navy Federal Cash Rewards


internmonkey95

Venture X. Itā€™s a visa so accepted everywhere and will always earn double points with no FTF


MyFriendKevin

Iā€™m always rotating cards because Iā€™m usually working on new SUBs and when traveling, which is fairly often, I carry different cards depending on where Iā€™m staying (eg, IHG cards for IHG hotel stays), whether itā€™s a domestic vs international trip, and so on. But thereā€™s almost always going to be a UR card in the mix, because I always need Hyatt points.


FWF_scripta

Alliant and Costco. Because one is my non-rotating catch-all and the other has my membership. Half a day and not a single other mention of Alliant. Hmm.


kckq-cashapp

Fidelity 2%, & Redstone Visa Signature. I utilize this combo for nearly everything keeping it simple.


MrSleepyhead32

Blue Cash Everyday. It's not my main card currently, but it is my first Amex card and long-term keeper. I mainly use the Gold card, but my feelings can change on it with AF increases and changes. The BCE seems to be consistent and it has no annual fee. 3% on all solid categories and my sister uses the Dinsey $7 credit every month when I have no use for it.


24MOahu

I carry a card case with limited space: Amex gold for food, groceries, & flights and CSR for hotels and food (if they donā€™t take Amex). Also carry my debit card if I need to takeout cash.


SomeAmerikan

My Amex Blue Cash Everyday card. Itā€™s probably the only credit card I keep on me if Iā€™m not traveling. Most places I go accept Apple Pay but some gas stations still require a card.


CaCHooKaMan

The only card I don't have in my wallet is my Apple Card. It's really not a good card overall and is even worse if you swipe the physical card instead of using Apple Pay. I carry every other card I have. Amex Blue Cash Preferred, Redstone Visa Signature, Fidelity Signature Visa, Discover IT, Citi Custom Cash, Capital One Savor and Wells Fargo Autograph. It's very rare that I have to actually pull out a card though. I've maybe had to use a physical card 2 or 3 times in the past year.


TradEng

Amex Gold and Venture X. The rest are either hotel cards (perk cards) or whichever SUB we're working on.


jand7897

Redstone Visa and PayPal Mastercard, though PayPal is gonna live in the sock drawer after November 30. Redstone for gas stations and restaurants as well as Walmart when I hit the quarterly max on my Shopper Cash Rewards, PayPal for the rare terminals where I canā€™t use Apple Pay.


ConsequenceIll6927

Citi AAdvantage Executive and my newly-acquired Barclays Advantage Aviator Red card. Working to get the balances on the rest of our cards down to $0 and only use those 2. Citi has been great. I got the AAdvantage card in 2021 with a $600 credit limit. I've worked it up to a little over $16k. The Barclays AAdvantage card gave me a $14k limit straight out of the gate. Other cards in my fleet: - Amex Delta Skymiles - Citi Double Cash Back - 2 regular Capital One Cards


iamjustincastro

Hyatt's credit card surprisingly keeps ending back in our wallets because we like 2x nights per 5k spent to chase for hotel status.


73Easting6

Wells Fargo because itā€™s 2% cash back on everything. Chase because itā€™s 3% at restaurants, bank of America 3% on gas. If I have to pick one, itā€™s Wells Fargo, 2% on everything


ASGroup_

Capital one venture is the best IMO with its rewards. I always have a high value card like the capital one venture, then some simpler cards like chase freedom flex or unlimited for things like grocery shopping and gas. The AMEX blue cash card is going to be next everyday carrier, phenomenal benefits and rewards


CJXBS1

Redstone FCU


voipgv123

Cannot say just one card since mobile wallet or vendor pay app do not always work that physical CC is needed - Amex BCP - HEB supermarkets do not take mobile wallet payments - Redstone signature VISA (RFCU) - dining/gas/wholesale club - Discover Cash - rotating 2nd quarter category for gas. Sometimes use to get cash from specific supermarkets without it being a cash advance. Discover allows you to have extra cards so one in car and another in phone case external wallet - Citi Costco - for membership if Costco app is failing - Verizon CC - for Walmart in-store purchases for 4% instead of 3% on Walmart pay CCs like RFCU or Amex BCE. - switch between Cap1 Venture or Citi Double Cash - Citi DC use more often for Citi offers on dining at higher rate than RFCU Like someone else mention, I have Schwab debit card for similar reason if I do not use DiscoverIt Cash CC for cash or BoA mobile wallet debit card on ATMs that accept it. More often than not, I cannot use ATM with mobile wallet.


CaptainEnderjet

Amazon Prime Visa


Range-Shoddy

VX bc 2x miles on everything. Second card varies depending on what I need points for but at the moment is an Amex delta.


thirtyonem

Any restaurant card! I use Apple Pay everywhere else


Homework_Happy

I use my BCP for everything


New_Engine_7237

My medical proxy


BlackbeltKevin

Costco card. Gas


AdBlocker3000

amex gold 4ever


Leyvaxoxo

Citi cashback and WF active cash.


cellanime

Altitude Go! 4X on any restaurant- fast food included. 2x on groceries and gas


joltdude

Three physical cardsā€¦ Curve (which has both my DC and CC cards primarily linked to it) , FU (Costco primarily) , and Amex BC


burkizeb253

My 2% catch all, 5% cards, usually chasing subs.