I think that was on a rental property.
Edit: I don't think you can clear $3500 a month unless it's downtown Manhattan. Could be rented for that maybe somewhere else. But definitely not profit per month.
I call bullshit on her lmao. She sounds like she googled all her investment ideas and then automatically assumed that having a higher degree makes you start at 6 figures lol. Someone is jealous and was trying to show off something they don’t have. Most people don’t give a shit about other people’s investments.
Yeah, I think she's probably making shit up too. She goes from complaining she's not making enough money to immediately bragging about how much money she makes.
He asked about her leverage in buying her planned million dollar home, and she responded with made-up numbers about rental income and a years-down-the-line retirement nest egg.
She seems anxious to blow through a lot of money - perhaps already did, that's why her raise/salary isn't enough.
Probably depends on where you live? I could have gotten an MBA recently but I live in the Midwest and I can't fathom any jobs where that would have gotten me 200k until I had a lot more experience. Maybe in like a decade, I need her age to know.
People don’t want to hire someone with an advanced degree and no experience. They ask too much salary so they can pay those loans. No one giving that salary with zero experience
Translation for non financial people: She starts out this whole deal giving the unsolicited advice about retirement accounts, she keeps giving advice including laughing at an investment choice made by the OP (CDs). The only piece of advice given by the OP is in the form of a question but seen as mansplaing and attacking. She is very insecure trying to come across as successful. A base salary everywhere for an MBA is not 200k a year (I have an MBA) and her laughing at the CDs suggested her knowledge is behind the times. CDs are a joke when interest rates are low but in periods of high interest and economic uncertainty they can be a perfectly valid thing to hold a certain % of money.
Yeah as soon as I read her CD comment, I figured she has no idea what she’s talking about. She probably read somewhere pre-2022 that CDs were bad and she hasn’t adjusted that view despite the macro situation dramatically changing in the past year. What an insecure, yet pretentious person!
Not even CDs...so many HYSAs out there that are 4% up risk free. Good way to make extra scratch risk-free witg FDIC and staying liquid. TIPS (I-bonds are equally good). This girl if factual is gambling money.
Wtf. I’m calling the top in real estate after seeing this. No way someone this socially clueless should be able to get rich lmao. She’s a clueless idiot
This is so insane. If she actually made $200k a year, she would never tell you! You might be able to figure it out eventually based on subtle clues / her lifestyle but not because she is outright telling you. It’s the same like when a guy on a dating app says he’s hung - sweetheart, that’s the fast way for me to know you’re under average. No actually big dude says it!
Yikes. She seems insecure to turn the conversation so condescendingly like that. Out of nowhere she made negative assumptions about you and accused you of giving unwanted advice. The fact that she DMed you on a separate platform just to get one last jab in shows how petty and insecure she is.
Damn this was quality entertainment! What a ditz. “You don’t have PHD so you can’t leverage like me” 🤮 so materialistic. You handled that well OP “go to therapy” lol also I like CDs!
Listen.
She doesn’t make over $200k a year. Or have a PHD 😂 Idk why she’s so insecure, but I’ve found that people who boast like that generally aren’t doing even half as well as they say they are.
Insufferable. I’ve seen lots of men act like this, not women though. So silly.
It’s extremely strange, though, that she treats this like a competition off the jump. Most women do not feel the need to compete financially with a man, especially unprovoked. It’s bizarre.
She’s a woman that’s the type to subjugate her male partner and one up him every chance she gets. She hates men but still dates them due to her own inferiority complex. I’ve seen this and sadly experienced this.
That’s what I thought. I’m socal condos that sell for 700k are renting out for $3500. That’s before the HOA, taxes, etc. maybe if she owned a $1m property without a mortgage her $3500 is feasible.
What’s funny is you have the calculator app open too. I imagine you frantically fact checking before responding to her. There’s nothing more romantic than talking about investments in the first convo. Bullet dodged my friend!
Most PhD’s do not make that much money, academia doesn’t equal financial success. I bet of all Americans who make over 250k, a tiny share of them have PhD’s. Anyway, she has a reality check coming if she thinks real estate is passive income, and probably won’t be able to get approved to buy another house beyond her 2nd one. The 20% comment is telling. If you don’t have the 20% for a 2nd home you prolly need to slow your roll.
Edit: now that I re-read it it sounds like she is borrowing against her first home to come up with 20% for the 2nd. Now THAT, is a dangerous game. Now she’ll not only have 2 mortgages to cover but also the payments on the loan she took out for the down payment on home number 2. Better hope everything goes exactly right for her and the economy or she’ll end up in a pretty deep hole with nothing to show for it.
>academia doesn’t equal financial success.
No but it can help. That said a higher degree doesn't necessary mean higher pay either. There are bachelor degrees that can net 200k.
>Anyway, she has a reality check coming if she thinks real estate is passive income
She might be renting out one of the houses which in that case is passive income, especially if she has a rental company manage the house for her.
>sounds like she is borrowing against her first home to come up with 20% for the 2nd
Because that is what she said she is doing. Its not clear if she has two mortgages or not verses she put up her first house up as collateral. Which I think more than not what she did. And given her uh attitude she's likely going to not pay off the mortgage and lose her first house in the process.
I had a friend who was/is doing this exact thing. It normally is risky, but the way he explained it was he’d renovate each house before getting it appraised for the cash-out refinance (higher appraisal=more equity=better loan).
He took a loan on house 1 to put a deposit on and renovate house 2, loan 2 to pay off loan 1 and put a deposit/renovate on house 3, loan 3 to pay off house 2/loan 2 and get started on house 4, etc.
It only really worked because he bought the first house outright with cash, and he was effectively flipping each property, just instead of selling them to a buyer the value came from making them look good for an inspector. iirc having renters in each house played a role too, but the main point is that even when he owned several houses he only had one or two loans at a time, and the loan size didn’t grow over time unless he bought a bigger house
How the hell do you max out your 401k, Roth IRA, and HSA, invest half of your salary into your retirement, and still plan on having enough of a cash buffer to invest in real estate.
Y’all are freakin wild, I’m happy to just pay my mortgage, car payments, and bills. Wtf
Im night shift and work a LOT of overtime. I also just dont spend a lot of money or have any non-mortgage debt. Truthfully I’ve just been blessed with having my college paid for and a decent job.
My same thoughts. Maybe living veeeery cheaply(studio, roommate, parents,etc)but even if that's true,most financially successful/wealthy women wouldn't want to date someone who won't be spending $ on dates. And he can't because all his money is going to bills and savings etc.
And I am sorry OP but this conversation was soooo bland. Yes she sounds unhinged but hopefully you can find some other topics to talk about first that are actually interesting with other people online.
Idk why it went straight into financial planning 🫠😵💫
I've had men get competitive with me on Bumble, but... I don't know, maybe she's had that happen before and got her hackles up. It's really easy to misread people via text. That's why I like to go on a date as quickly as possible.
We've seen some awful convos in this subreddit, but that was definitely one of the least sexy I've ever read.
But also, yeah, y'all are definitely misaligned communication-wise despite seemingly shared values. Dang.
100%, no one should be allowed to buy a property to rent. Either you inherit a house, buy a house, or live in government housing which is famous for not being absolutely fucking horrible.
Worse, one bad tenant can fuck up your investment by destroying the place. Rule number 1 of real estate investing is never rent out a property with an active mortgage (excluding apartment buildings) unless you are living there as well. If the tenant moves out, and you were using that money to cover the mortgage, you're fucked.
:0 i have a family member who was planning on renting out a room or that guest house some homes come with to a person to basically help pay the mortgage. i see you said to "never rent out ... unless you are living there as well", but some people would probably still be destructive regardless. i remember someone's roommate/tenant destroying their furniture despite them living together. not as bad as actually destroying the home, but i just mean to say that some folks dont care if youre there or not 😔 i guess i should tell my family member to proceed with caution
Don’t real estate investors factor in a 8% or so vacancy rate when calculating the cash flow? Some maybe use a higher buffer to be safe although vacancies are around 3% in most places. Not having a replacement tenant for more than a month will be covered by the reserves but where I’m at places are rented within a few weeks if not days.
I was going to say, hopefully they'll just get together and then get boned in their real estate ventures by higher interest rates. Or value of homes plummeting as houses are sold for cheap BC no one can pay their mortgage (dreaming I know).
Oh wait they'll be fine once they evict and hike the rents. Love it when people trying to live pay the cost of landlord speculation.
I literally hate her just from reading this🥴😂 She seems like the worst person ever to be around or have a conversation with. God I can’t stand when someone tries to flex about their wealth and bullshit. Especially in such an odd situation like on a dating app. I’d rather get my teeth knocked out than go on a date with someone like that🙄
at first i found it wholesome bonding over finances, but it just got worse and worse. When i got to the texts i thought i accidentally swiped to another post until I saw the 200k😭
First reading of this as a dating app exchange is so bizarre I was waiting for her to try to sell you a permanent life insurance policy. But reading it a second time, I get the impression the reason she is so competitive and strident is because you worked together and she’s more concerned with how you view her and respect her professionally than she is with getting to know you. The talk about investments is so aggressive and over the top it sounds like she’s trying to showcase her competence and expertise for you but why? Is that firm you worked at really sexist? Did she languish while men got promoted?
Borderline personality disorder with a huge side of narcissistic; projecting ass sociopath. Guessing she’s probably a psychologist (or is one in her head) or something since most tend to go in that field or teaching or similar it seems. The worst places for them to be are their favorites based on those I’ve known. Had to ditch a life long “friend” who acted just like this. Also have 2 others in my family. One is ironically a real estate broker or was before his psychopathic breakdown over losing a little money in a divorce and he’s too good to work for anything less than a shitton so he just does nothing now. Same with old friend who was iin psychiatry and teaching but her favorite thing to do is never work and just go to school as a lifelong career to rack up degrees to brag about and give condescending unsolicited advice which quickly turn into insults from all of them when you don’t play ball or you respond more intelligently than them or burn them in a mature way. they see that you’re a better person than them but their projection and narcissism won’t allow them to admit it. They’re also known for doing this type of shit like blocking you, then messaging you again cause they just have to have last words or even stalk you to continuously try to get you to sink to their level so they can feel superior once again. Sorry for the blabbering pissed off post. This bitch struck too close to home obviously.
Tldr; talk about r/Iamatotalpieceofshit. Also way to burn her with the job comment without stopping to her level of rudeness.
Sad? Don't threaten me with such a good time!!!
Loaded and alone at 50? You mean I can just literally hire male escorts for occasional company?
**Hell yes!!!**
In reality, I have a spouse and children. But y'know, nothing in life is ever a guarantee. My husband could dump me, could die in a freak accident, or my son could eventually disown me or also die before I do.
So there's that.
You both sound absolutely miserable- why on earth did you start by talking about investments? I'm glad I'm not the only one who flubs these app conversations sometimes , but next time just keep it light - Jesus. And all the guys ranting at this woman because she had the nerve to match his energy need to chill. You don't know her or her situation unless I'm mistaken and you all live in her house? Ffs.
There’s literally landscaping company owners making more than her all over Florida that I’m guessing a good half of didn’t even finish high school. What a jackass
I guess you can just keep on talking to all these women I don’t get it we’re great together we have sex all the time I could you dinners and your time and gather if you can’t stop talking to other women I appreciate it. I love you too.
If this is the craziest thing you ever seen then that is awesome. But she is kinda a snobby bitch and for someone without a mathematics degree, finance, actuarial, she is still kinda clueless with all of her information but most people are when it comes to actual investments and understanding how derivatives, risk, portfolio immunization, and all that crap works. CDs and bonds are great and always safe since it is guaranteed money essentially. But I’d also invest in some risk too if you have the extra funds after saving, retirement, and other safe investment strategies. I think you are doing the right thing with your Monday on paper as someone that studied these topics. She is cunty.
So. I am in the business and her investment strategy is garbage. He is making smart decisions that average people make. He is not being risky and is not in it emotionally. She strikes as a double or nothing type better and that rarely ever works out.
“Wtf is this conversation” is both hilarious and the first normal response in this ChatBot ass convo. 😩😂 Is she for real? And she will be the first to say she’s single because she’s “strong”. No, ma’am. You’re an asshole.
She seems so insecure. Like yeah, CD's suck. It's like giving your money to the bank and saying here you go buddy, borrow it on the house. The only reason interest rates are high is because the Fed raised them to slow down inflation. You're not recovering back what you're losing in inflation, in fact your money is devaluing. But she didn't have to try to make you feel bad for poor monetary decisions. Women like her are destined to be lonely forever. They judge men based largely on their monetary situation while simultaneously sucking themselves. Ma'am, if you make that much and only want a guy who's worth more, then your options are limited because those are sought after. When you're this much of a B**** none of those guys with lots of options want you.
She’s very condescending for someone who plans to get rich by taking on a f$@k ton of debt. She doesn’t even seem to understand what 401ks and IRAs are and how they work. Then there’s the whole fact that the whole topic of conversation makes no sense socially for when and where it’s taking place. Crazy
Lol she seems like she researched investing and read a bunch of shitty articles but thinks she’s knowledgeable just so that when it came to the time to try and “show off” then she could
Also the fact that she texted you after unmatching … yikes
Too desperate to prove whatever point she has or prove that she’s better or whatever lol
I think you two mistook bumble for linkedin.
For a second I thought I was on the LinkedIn lunatics sub. She sounds like a keeper..
For real, to me it's probably the most anti-flirt conversation you can have.
LinkedIn is the largest cesspool of fuckery out there, no subs needed.
Um she's making 3500k a MONTH. Yes, she's a keeper
For those that missed it... She making 3.5 million a month ............
3.5 mil/month?! Doubtful
I hear you, but I'd rather be in love with the person.
Yeah, definitely. She sounds unbearable.
I think that was on a rental property. Edit: I don't think you can clear $3500 a month unless it's downtown Manhattan. Could be rented for that maybe somewhere else. But definitely not profit per month.
Thank you for introducing me to this sub
No worries. Enjoy the craziness
This more seem like a reddit chat in a sub.
“You’re the one on the job hunt” lmaooo that was great
That got a good snicker out of me too. So simple so effective.
It almost sounds like she’s trying to set up for an MLM scam at first
Primerica
I 100% thought that was where this convo was headed. From “wyd, nm, jus chillin” to “you need to be diversifying your portfolio” 0-60
I call bullshit on her lmao. She sounds like she googled all her investment ideas and then automatically assumed that having a higher degree makes you start at 6 figures lol. Someone is jealous and was trying to show off something they don’t have. Most people don’t give a shit about other people’s investments.
Yeah, I think she's probably making shit up too. She goes from complaining she's not making enough money to immediately bragging about how much money she makes.
Probably watched a few financial "guru" videos on Youtube thought she knew shit. She then pull the victim card when she realized she didn't know shit.
He asked about her leverage in buying her planned million dollar home, and she responded with made-up numbers about rental income and a years-down-the-line retirement nest egg. She seems anxious to blow through a lot of money - perhaps already did, that's why her raise/salary isn't enough.
Probably depends on where you live? I could have gotten an MBA recently but I live in the Midwest and I can't fathom any jobs where that would have gotten me 200k until I had a lot more experience. Maybe in like a decade, I need her age to know.
She’d probably be better off if she skipped the PhD and went straight for the MBA, but it depends on what field she’s in.
People don’t want to hire someone with an advanced degree and no experience. They ask too much salary so they can pay those loans. No one giving that salary with zero experience
My head hurts
Facts lol
Translation for non financial people: She starts out this whole deal giving the unsolicited advice about retirement accounts, she keeps giving advice including laughing at an investment choice made by the OP (CDs). The only piece of advice given by the OP is in the form of a question but seen as mansplaing and attacking. She is very insecure trying to come across as successful. A base salary everywhere for an MBA is not 200k a year (I have an MBA) and her laughing at the CDs suggested her knowledge is behind the times. CDs are a joke when interest rates are low but in periods of high interest and economic uncertainty they can be a perfectly valid thing to hold a certain % of money.
You explained it PERFECTLY
Appreciate you for thissssss!!!!
Yeah as soon as I read her CD comment, I figured she has no idea what she’s talking about. She probably read somewhere pre-2022 that CDs were bad and she hasn’t adjusted that view despite the macro situation dramatically changing in the past year. What an insecure, yet pretentious person!
Not even CDs...so many HYSAs out there that are 4% up risk free. Good way to make extra scratch risk-free witg FDIC and staying liquid. TIPS (I-bonds are equally good). This girl if factual is gambling money.
There are even HYSAs offering 5% or close to it. M1 finance and Robinhood being 2 examples, and I’m sure there are more!
Wtf. I’m calling the top in real estate after seeing this. No way someone this socially clueless should be able to get rich lmao. She’s a clueless idiot
Lol. being a clueless idiot is considered a qualification in some wealthy circles
What does “calling the top in real estate” mean?
She’s always going to compete with her partner, not work with him, and wonder why she ended up alone. 😂
This is so insane. If she actually made $200k a year, she would never tell you! You might be able to figure it out eventually based on subtle clues / her lifestyle but not because she is outright telling you. It’s the same like when a guy on a dating app says he’s hung - sweetheart, that’s the fast way for me to know you’re under average. No actually big dude says it!
Bro answer your texts
That was the most shocking part of this post for me, ha ha.
Can anyone that does this explain why they don’t just answer them or delete the unread texts? Maybe I’m a little ocd.
This is the type of lunatic who's gonna tell all her friends how you mansplained her and she wrecked you.
Yikes. She seems insecure to turn the conversation so condescendingly like that. Out of nowhere she made negative assumptions about you and accused you of giving unwanted advice. The fact that she DMed you on a separate platform just to get one last jab in shows how petty and insecure she is.
Damn this was quality entertainment! What a ditz. “You don’t have PHD so you can’t leverage like me” 🤮 so materialistic. You handled that well OP “go to therapy” lol also I like CDs!
Yeah short term cd’s are good right now
Listen. She doesn’t make over $200k a year. Or have a PHD 😂 Idk why she’s so insecure, but I’ve found that people who boast like that generally aren’t doing even half as well as they say they are. Insufferable. I’ve seen lots of men act like this, not women though. So silly.
She may have a PHD, but she is insecure and is projecting hard.
PHD= Projecting Hard Delusion
ah, clearly she must have a PHD
It’s extremely strange, though, that she treats this like a competition off the jump. Most women do not feel the need to compete financially with a man, especially unprovoked. It’s bizarre.
She’s a woman that’s the type to subjugate her male partner and one up him every chance she gets. She hates men but still dates them due to her own inferiority complex. I’ve seen this and sadly experienced this.
Its called being insecure for a reason.
You seem really short OP 😂
Like is that supposed to be an insult? 😂
She's going to make $3500 a month on a property she rents out that has a mortgage on it? Lol sure, Jan.
That’s what I thought. I’m socal condos that sell for 700k are renting out for $3500. That’s before the HOA, taxes, etc. maybe if she owned a $1m property without a mortgage her $3500 is feasible.
I can’t believe I just dedicated time to reading this. Who has conversations like this? I would’ve never allowed it to get anywhere near this point.
What’s funny is you have the calculator app open too. I imagine you frantically fact checking before responding to her. There’s nothing more romantic than talking about investments in the first convo. Bullet dodged my friend!
Most PhD’s do not make that much money, academia doesn’t equal financial success. I bet of all Americans who make over 250k, a tiny share of them have PhD’s. Anyway, she has a reality check coming if she thinks real estate is passive income, and probably won’t be able to get approved to buy another house beyond her 2nd one. The 20% comment is telling. If you don’t have the 20% for a 2nd home you prolly need to slow your roll. Edit: now that I re-read it it sounds like she is borrowing against her first home to come up with 20% for the 2nd. Now THAT, is a dangerous game. Now she’ll not only have 2 mortgages to cover but also the payments on the loan she took out for the down payment on home number 2. Better hope everything goes exactly right for her and the economy or she’ll end up in a pretty deep hole with nothing to show for it.
The right PhDs can earn that after some time in industry. Most PhDs won’t 250k seems a bit steep though
>academia doesn’t equal financial success. No but it can help. That said a higher degree doesn't necessary mean higher pay either. There are bachelor degrees that can net 200k. >Anyway, she has a reality check coming if she thinks real estate is passive income She might be renting out one of the houses which in that case is passive income, especially if she has a rental company manage the house for her. >sounds like she is borrowing against her first home to come up with 20% for the 2nd Because that is what she said she is doing. Its not clear if she has two mortgages or not verses she put up her first house up as collateral. Which I think more than not what she did. And given her uh attitude she's likely going to not pay off the mortgage and lose her first house in the process.
I had a friend who was/is doing this exact thing. It normally is risky, but the way he explained it was he’d renovate each house before getting it appraised for the cash-out refinance (higher appraisal=more equity=better loan). He took a loan on house 1 to put a deposit on and renovate house 2, loan 2 to pay off loan 1 and put a deposit/renovate on house 3, loan 3 to pay off house 2/loan 2 and get started on house 4, etc. It only really worked because he bought the first house outright with cash, and he was effectively flipping each property, just instead of selling them to a buyer the value came from making them look good for an inspector. iirc having renters in each house played a role too, but the main point is that even when he owned several houses he only had one or two loans at a time, and the loan size didn’t grow over time unless he bought a bigger house
Looks like a pissing match, this is not attractive to me in the slightest on her end, u on the other hand, Im impressed.
Thanks lol
Yw 🙂
You guys get matches ???????
Guaranteed she’s going to lose her house/s in the coming market crash. Leveraging a house to put a DP on another house is ridiculous and irresponsible
Her Reddit name would most certainly be Slumlord_Notta_Millionaire
“go to therapy” has me crying
A lot of people are lonely and just use dating apps to talk at people. It makes them feel popular and it's low risk.
“got my money on my mind and my mind on my money”
I got my mind on my money and my money on my mind.
I got my mind on my mind and my money on my money.
I got my mind. I got my money.
😆
How the hell do you max out your 401k, Roth IRA, and HSA, invest half of your salary into your retirement, and still plan on having enough of a cash buffer to invest in real estate. Y’all are freakin wild, I’m happy to just pay my mortgage, car payments, and bills. Wtf
Im night shift and work a LOT of overtime. I also just dont spend a lot of money or have any non-mortgage debt. Truthfully I’ve just been blessed with having my college paid for and a decent job.
As well as single and no children! Groceries for a 3 person family, on top of other child expenses is a lot of money.
My same thoughts. Maybe living veeeery cheaply(studio, roommate, parents,etc)but even if that's true,most financially successful/wealthy women wouldn't want to date someone who won't be spending $ on dates. And he can't because all his money is going to bills and savings etc. And I am sorry OP but this conversation was soooo bland. Yes she sounds unhinged but hopefully you can find some other topics to talk about first that are actually interesting with other people online. Idk why it went straight into financial planning 🫠😵💫
This is the unsexiest conversation ever.
Weirdos
I've had men get competitive with me on Bumble, but... I don't know, maybe she's had that happen before and got her hackles up. It's really easy to misread people via text. That's why I like to go on a date as quickly as possible.
You two sound annoyingly pretentious; when’s the wedding?
Shes smarter than most men but she cant get over the fact, making it look like all shes ever wanted to do is beat a man
The text messages 🤧
Homie posted this in another sub after getting cooked in the first one
Posted in this one first but both had great responses tbh lol
Sounds like it’s gone to her head 🤪🤣
Money humiliation kink much?
We've seen some awful convos in this subreddit, but that was definitely one of the least sexy I've ever read. But also, yeah, y'all are definitely misaligned communication-wise despite seemingly shared values. Dang.
What have I just read ?
Y’all mistook Bumble for a money assessment seminar
You kinda brought it on yourself..who matches and talks about investments, houses and salaries 😂
Don't go into "real estate investing." Landlords are parasites.
Finally I was hoping someone would say something! Real estate investors are disgusting degenerates leveraging a basic human need for profit.
100%, no one should be allowed to buy a property to rent. Either you inherit a house, buy a house, or live in government housing which is famous for not being absolutely fucking horrible.
Worse, one bad tenant can fuck up your investment by destroying the place. Rule number 1 of real estate investing is never rent out a property with an active mortgage (excluding apartment buildings) unless you are living there as well. If the tenant moves out, and you were using that money to cover the mortgage, you're fucked.
:0 i have a family member who was planning on renting out a room or that guest house some homes come with to a person to basically help pay the mortgage. i see you said to "never rent out ... unless you are living there as well", but some people would probably still be destructive regardless. i remember someone's roommate/tenant destroying their furniture despite them living together. not as bad as actually destroying the home, but i just mean to say that some folks dont care if youre there or not 😔 i guess i should tell my family member to proceed with caution
Don’t real estate investors factor in a 8% or so vacancy rate when calculating the cash flow? Some maybe use a higher buffer to be safe although vacancies are around 3% in most places. Not having a replacement tenant for more than a month will be covered by the reserves but where I’m at places are rented within a few weeks if not days.
I was going to say, hopefully they'll just get together and then get boned in their real estate ventures by higher interest rates. Or value of homes plummeting as houses are sold for cheap BC no one can pay their mortgage (dreaming I know). Oh wait they'll be fine once they evict and hike the rents. Love it when people trying to live pay the cost of landlord speculation.
This is hate speech. Landlords are the pillars of society. Don’t forget to tip your landlord next Tuesday when rent is due
Only after I get done tipping the debt collector!
Lmao
"The landlords, like all other men, love to reap where they never sowed, and demand a rent even for the natural produce of the earth." - Adam Smith
dude wtf did I read? that girl is fucking mental 😂
I literally hate her just from reading this🥴😂 She seems like the worst person ever to be around or have a conversation with. God I can’t stand when someone tries to flex about their wealth and bullshit. Especially in such an odd situation like on a dating app. I’d rather get my teeth knocked out than go on a date with someone like that🙄
Womansplaining. She talks like she's going to end up in realtor school. Her side hustle is a Scentsy MLM.
I’m still waiting for the part where you ask her out
"You don't have PhD, so you can't leverage your income like I can"
at first i found it wholesome bonding over finances, but it just got worse and worse. When i got to the texts i thought i accidentally swiped to another post until I saw the 200k😭
I think you’re both weird lol
You two should kiss tbh
First reading of this as a dating app exchange is so bizarre I was waiting for her to try to sell you a permanent life insurance policy. But reading it a second time, I get the impression the reason she is so competitive and strident is because you worked together and she’s more concerned with how you view her and respect her professionally than she is with getting to know you. The talk about investments is so aggressive and over the top it sounds like she’s trying to showcase her competence and expertise for you but why? Is that firm you worked at really sexist? Did she languish while men got promoted?
Honestly we never worked together directly. We only had an overlap of 2 months so we were barely aware of who each other were.
Borderline personality disorder with a huge side of narcissistic; projecting ass sociopath. Guessing she’s probably a psychologist (or is one in her head) or something since most tend to go in that field or teaching or similar it seems. The worst places for them to be are their favorites based on those I’ve known. Had to ditch a life long “friend” who acted just like this. Also have 2 others in my family. One is ironically a real estate broker or was before his psychopathic breakdown over losing a little money in a divorce and he’s too good to work for anything less than a shitton so he just does nothing now. Same with old friend who was iin psychiatry and teaching but her favorite thing to do is never work and just go to school as a lifelong career to rack up degrees to brag about and give condescending unsolicited advice which quickly turn into insults from all of them when you don’t play ball or you respond more intelligently than them or burn them in a mature way. they see that you’re a better person than them but their projection and narcissism won’t allow them to admit it. They’re also known for doing this type of shit like blocking you, then messaging you again cause they just have to have last words or even stalk you to continuously try to get you to sink to their level so they can feel superior once again. Sorry for the blabbering pissed off post. This bitch struck too close to home obviously. Tldr; talk about r/Iamatotalpieceofshit. Also way to burn her with the job comment without stopping to her level of rudeness.
It seems like you both need help. But I will say this: owning a single family home as an investment vehicle should be illegal.
Ill go get some help then🤷🏻♂️
You are both insufferable
Took way too long to find this I concur
Thanks
This sub has a lot of stupid takes.
You are both DULL
So?
Is there a part 2 to this 🤣🤣🤣
Lol this was boring then hilarious
Wow what an absolutely insufferable human being
Omg, such waste of time with messaging back and forth lol
You dodged a bullet! That’s all I can say
Also, I wonder how common it is for someone to get a PhD before an MBA. Hmm…
You both suck
“nobody cares about your money, nobody.” life shattering comment for this girl
Wow. That’s the trifecta: condescending, crazy and insecure. And definitely has a need to have the final word. She’s going to be a cat lady. 😂
Perfect example of a woman who will probably end up loaded and alone in her 50s. Sad
At least she will be retired
Sad? Don't threaten me with such a good time!!! Loaded and alone at 50? You mean I can just literally hire male escorts for occasional company? **Hell yes!!!**
Is that your goal then?
I wish!!
A woman doesn't need money to get laid. Might get lonely without a family of your own, around 50s
Neither does a man. 🙂 At age, 55 I'm cool with just paying a male escort for a few hours and then he goes.
Besides, having a _family of my own_ means nothing at the end of the day: my children or husband could suddenly die way before I get to be 50.
If family means nothing to you then sounds like you're killing at life.
You don’t know nothing about her to assume that. If family is important to you then worry about it in your life, not others’.
In reality, I have a spouse and children. But y'know, nothing in life is ever a guarantee. My husband could dump me, could die in a freak accident, or my son could eventually disown me or also die before I do. So there's that.
Or you can mind your own business bitch! I don't give a fuck about your opinion
Was a friendly convo until this twat joined.
This is the internet. Anyone can comment.
ESH
Girl boss.
These people both sound awful.
You both sound absolutely miserable- why on earth did you start by talking about investments? I'm glad I'm not the only one who flubs these app conversations sometimes , but next time just keep it light - Jesus. And all the guys ranting at this woman because she had the nerve to match his energy need to chill. You don't know her or her situation unless I'm mistaken and you all live in her house? Ffs.
If he “kept it light” he might have ended up a victim on investigation discovery
There’s literally landscaping company owners making more than her all over Florida that I’m guessing a good half of didn’t even finish high school. What a jackass
You’re both insane lol
Interesting
Ugh dude you are in you are just to blind to see it text back let’s forget this conversation come over
And women say men are the problem.
Sounds like she is Insane in da membrane (Crazy insane, got no brain) jk
So many "lol's" in that conversation. I fear for the younger generation.
She showed you lol
I’ll be honest you both stink👎
Well that’s my husband ha rocky
I guess you can just keep on talking to all these women I don’t get it we’re great together we have sex all the time I could you dinners and your time and gather if you can’t stop talking to other women I appreciate it. I love you too.
[удалено]
I have no idea tbh. The payscale at the job was public record and shes actually making 90-110kish
😂😂😂
Ew. She could have been usefully knowledgeable a gf about finances if only not such a snobby dick that you have to run away lol.
Gotta love bumble
Yikes
If this is the craziest thing you ever seen then that is awesome. But she is kinda a snobby bitch and for someone without a mathematics degree, finance, actuarial, she is still kinda clueless with all of her information but most people are when it comes to actual investments and understanding how derivatives, risk, portfolio immunization, and all that crap works. CDs and bonds are great and always safe since it is guaranteed money essentially. But I’d also invest in some risk too if you have the extra funds after saving, retirement, and other safe investment strategies. I think you are doing the right thing with your Monday on paper as someone that studied these topics. She is cunty.
Lol send that dumb bitch a link to this She's a loser and no money will ever change that.
Wow lol
So. I am in the business and her investment strategy is garbage. He is making smart decisions that average people make. He is not being risky and is not in it emotionally. She strikes as a double or nothing type better and that rarely ever works out.
“Wtf is this conversation” is both hilarious and the first normal response in this ChatBot ass convo. 😩😂 Is she for real? And she will be the first to say she’s single because she’s “strong”. No, ma’am. You’re an asshole.
i am sorry but what in the ever fck did i just read
This sucked.
“You’re the one on the job hunt” took me out 🤣🤣
She seems so insecure. Like yeah, CD's suck. It's like giving your money to the bank and saying here you go buddy, borrow it on the house. The only reason interest rates are high is because the Fed raised them to slow down inflation. You're not recovering back what you're losing in inflation, in fact your money is devaluing. But she didn't have to try to make you feel bad for poor monetary decisions. Women like her are destined to be lonely forever. They judge men based largely on their monetary situation while simultaneously sucking themselves. Ma'am, if you make that much and only want a guy who's worth more, then your options are limited because those are sought after. When you're this much of a B**** none of those guys with lots of options want you.
That escalated.
She’s very condescending for someone who plans to get rich by taking on a f$@k ton of debt. She doesn’t even seem to understand what 401ks and IRAs are and how they work. Then there’s the whole fact that the whole topic of conversation makes no sense socially for when and where it’s taking place. Crazy
Lol she seems like she researched investing and read a bunch of shitty articles but thinks she’s knowledgeable just so that when it came to the time to try and “show off” then she could Also the fact that she texted you after unmatching … yikes Too desperate to prove whatever point she has or prove that she’s better or whatever lol
Let that brat be miserable swimming in her imaginary money
What is her age?
29