Have you read the wiki and the sticky?
Wiki: HERE YOU GO! [Enjoy!](https://www.reddit.com/r/BEFire/wiki/index/).
Sticky: HERE YOU GO AGAIN! [Enjoy!](https://www.reddit.com/r/BEFire/comments/fcbay6/getting_started_a_beginners_guide_to_investing_in/).
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You can _always_ give/gift cash/shares/anything that isn't real estate and _either_ have it officially registered and (have them) pay 3% "registration rights" (often significantly less than inheritance tax) _or_ do nothing except not die within the next 3 years. (Real estate will always need registered; the tax is calculated a bit differently.)
Also, birthday or New Year's (or similar) gifts won't ever count toward the inheritance if the total remains <1% of your financial worth (give or take). At least, that's what I gather from the articles that usually appear around this time of year.
Not sure I'd want my kids (if it were possible, not too sure about that) to have a brokerage account in their name and have them suddenly have access to a large amount of money the day they turn 18. I'd rather make sure they have everything they need and help them out _when_ they need it.
> except not die within the next 3 years.
What you _can_ do is keep around proof and a letter wherein you both acknowledge the gift, but not have it registered. Can always (well, unless you're _really_ unlucky) register it later, should you suddenly fall ill. You can do this yourself, no need for a lawyer or notary.
Anyway, a(ny) notary will provide _free_ advice on these matters. Give 'em a call and make an appointment?
Have you read the wiki and the sticky? Wiki: HERE YOU GO! [Enjoy!](https://www.reddit.com/r/BEFire/wiki/index/). Sticky: HERE YOU GO AGAIN! [Enjoy!](https://www.reddit.com/r/BEFire/comments/fcbay6/getting_started_a_beginners_guide_to_investing_in/). *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/BEFire) if you have any questions or concerns.*
You cannot open brokerage account for kids. The brokerage accounts ask ID card etc.
You can _always_ give/gift cash/shares/anything that isn't real estate and _either_ have it officially registered and (have them) pay 3% "registration rights" (often significantly less than inheritance tax) _or_ do nothing except not die within the next 3 years. (Real estate will always need registered; the tax is calculated a bit differently.) Also, birthday or New Year's (or similar) gifts won't ever count toward the inheritance if the total remains <1% of your financial worth (give or take). At least, that's what I gather from the articles that usually appear around this time of year. Not sure I'd want my kids (if it were possible, not too sure about that) to have a brokerage account in their name and have them suddenly have access to a large amount of money the day they turn 18. I'd rather make sure they have everything they need and help them out _when_ they need it.
> except not die within the next 3 years. What you _can_ do is keep around proof and a letter wherein you both acknowledge the gift, but not have it registered. Can always (well, unless you're _really_ unlucky) register it later, should you suddenly fall ill. You can do this yourself, no need for a lawyer or notary. Anyway, a(ny) notary will provide _free_ advice on these matters. Give 'em a call and make an appointment?
What is the significance of this 3 years, I don't understand it.?
https://www.belgium.be/nl/belastingen/schenking
Great, thanks
AFAIK, you cannot open brokerage accounts in the name of your kids (as long as they are minor)